Logo
SouthEast Bank

Credit Analyst

SouthEast Bank, Knoxville, Tennessee, United States, 37955

Save Job

Join to apply for the

Credit Analyst

role at

SouthEast Bank Continue with Google Continue with Google Join to apply for the

Credit Analyst

role at

SouthEast Bank Description

This position will either be located in Knoxville or Chattanooga, depending on the where candidate selected is located geographically.

Basic Function

Review, analyze and document customer financial condition and repayment capacity. Description

This position will either be located in Knoxville or Chattanooga, depending on the where candidate selected is located geographically.

Basic Function

Review, analyze and document customer financial condition and repayment capacity.

Essential Functions

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Analyze customer financial statements. Prepare reports that discuss the degree of risk involved in extending credit. Complete credit analyses, summarize requests, and submit to approving officer. Generate financial ratios to analyze profitability trends. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Consult with customers, accountants, and other professionals to verify financial and credit information. Participate in major department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives. Actively participate and communicate in team-based work groups that make up Credit Department.

Skills, Knowledge, And Training

Organizational and Research skills Good communication skills to convey information effectively Detail orientated Flexibility and ability to multi-task Critical thinking Basic accounting and finance principles in the interpretation of customer financial statements. Effective business writing and professional communication.

Working Conditions

Sitting for long periods of time Lift 10-20lbs periodically Periodic travel

Requirements

Bachelors degree in Accounting/Finance preferred. 3-5 years experience in Financial Analysis preferred. 1-2 years knowledge with computer technology including, but not limited to Microsoft Office, Word, Excel, Power Point, E-Mail, and internet navigation. Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending. Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position.

Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at SouthEast Bank by 2x Sign in to set job alerts for “Credit Analyst” roles.

Continue with Google Continue with Google Continue with Google Continue with Google Knoxville, TN $85,000 - $95,000 1 week ago Commercial Loan Officer and Underwriter (Remote)

Knoxville, TN $110,000.00 - $140,000.00 1 week ago Customer Remediation Data Analyst - Consumer & Business Banking Risk

Knoxville, TN $105,400.00 - $124,000.00 1 week ago Consumer Credit Servicing Support Specialist- CCB

Governance Risk and Compliance (GRC) Analyst 1

Knoxville, TN $122,600.00 - $183,800.00 1 month ago Knoxville, TN $200,000.00 - $500,000.00 1 month ago Knoxville, TN $85,500.00 - $128,000.00 1 week ago Oak Ridge, TN $200,000.00 - $500,000.00 10 hours ago Governance Risk and Compliance (GRC) Analyst 3

Small Business Underwriter (Hybrid) Location: Knoxville, TN

Maryville, TN $200,000 - $500,000 1 month ago Farragut, TN $200,000 - $500,000 1 month ago Knoxville, TN $90,000 - $110,000 1 week ago Sevierville, TN $200,000 - $500,000 1 month ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr