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Chartway Credit Union

Mortgage Loan Officer

Chartway Credit Union, Virginia Beach, Virginia, us, 23450

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Mortgage Loan Officer

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Chartway Credit Union

All of us at Chartway stand united in our strong culture of listening and learning. We treat people with respect, integrity, and kindness, and are committed to continuously developing a diverse and inclusive workplace where team members are empowered to be their authentic selves. All backgrounds, viewpoints, and life experiences are welcome, knowing this commitment strengthens our credit union family and communities.

Job Title: Mortgage Loan Officer

Job Type: Full-time

Location: Virginia area branches

The Mortgage Loan Officer is responsible for originating mortgage loans with members or potential members through various channels. This role involves completing loan applications accurately and efficiently, cross-selling credit union products, and maintaining professional relationships with referral sources. The position reports to the Mortgage Production Manager and is commission-based.

Responsibilities

Pre-qualify members, select appropriate loan options, interview, gather documents, assemble files, and prepare disclosures.

Inform members about loan process steps, timeframes, rates, fees, and other key elements.

Cross-sell additional credit union products and services.

Participate in and pass all required Continuing Education.

Knowledge, Skills, and Abilities

Understanding of the real estate industry, home purchase market, and loan lifecycle.

Knowledge of mortgage program guidelines, TRID requirements, interest rates, and APR.

Compliance with relevant laws and credit union policies.

Strong sales skills and ability to match member needs with products.

Ability to coach and develop team members and organize educational seminars.

Ability to build a network of referral sources and establish community relationships.

Excellent communication and public relations skills.

Education and Experience

Associates degree or equivalent experience.

2-3 years of mortgage lending sales experience, including purchase and refinance loans.

Chartway offers a competitive salary and benefits. Candidates should have a good credit history and include salary requirements with their application. Resumes must be accompanied by a Chartway Employment Application.

Chartway is an equal opportunity employer.

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