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OBITA PTE. LTD.

Chief Risk Officer

OBITA PTE. LTD., Marina, California, United States, 93933

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Key Responsibilities

Establish and lead the group’s

enterprise risk management framework , covering financial, operational, market, credit, technology, and partner risks;

Oversee

liquidity and treasury risk management , including daily fund operations, position monitoring, reconciliation, clearing, and settlement controls;

Design and implement

transaction monitoring and anti-fraud strategies , including on-chain address screening, anomaly detection, and escalation procedures;

Conduct

counterparty and partner due diligence , ensuring robust risk assessment of banks, payment channels, custodians, and other service providers;

Collaborate with the

Head of Legal & Compliance/MLRO

to align risk controls with AML/KYC/KYB, sanctions, and regulatory expectations;

Partner with

Product and Technology teams

to embed risk controls into product design, enabling automation and scalability of monitoring systems;

Lead

contingency planning

for stablecoin de-peg, settlement disruptions, and channel failures, including stress testing and scenario analysis;

Provide periodic

risk reports and recommendations

to senior management and the Board, offering data-driven insights for strategic decisions;

Build and scale a

risk management team

across treasury risk, transaction monitoring, fraud prevention, and operational risk as the company grows.

Requirements

Bachelor’s degree or above in Finance, Economics, Risk Management, Accounting, or related disciplines;

8+ years of

risk management experience

in payments, fintech, or digital assets, with practical exposure to cross-border treasury operations;

Strong knowledge of

cross-border payment flows, liquidity management, stablecoin and virtual asset risks ;

Hands‑on expertise in

fund operations, position management, reconciliation, clearing, and settlement ;

Familiarity with

AML/KYC/KYB, fraud prevention, and transaction monitoring frameworks ;

With strong cross-cultural communication and leadership skills.

Preferred Qualifications

Previous leadership experience in

cross-border payments, stablecoin wallets, or VASPs ;

Proven track record of building risk systems, rule engines, or data‑driven fraud and liquidity monitoring frameworks;

Access to

emerging market payment channels or banking networks , with expertise in liquidity and settlement practices;

Ability to

scale a risk function from zero to one

in a high‑growth startup environment.

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