Stripe
Backend Engineer/API, Payments and Risk (US)
Join to apply for the
Backend Engineer/API, Payments and Risk (US)
role at
Stripe
Note: if you are an intern, new grad, staff, frontend or fullstack applicant, please do not apply using this link and visit our jobs page for those specific postings.
About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About The Organization Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk. The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.
What you’ll do We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross‑functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.
Responsibilities
Scope, design, build, and maintain APIs, services, and large‑scale systems that reliably and efficiently handle billions of money movement requests.
Debug and solve critical production issues across services and multiple levels of the stack.
Mentor engineers to help them grow.
Collaborate with stakeholders across the company to build new features at large‑scale, while improving internal engineering standards, tooling, and processes.
Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues.
Minimum Requirements
2-12+ years of industry software engineering experience (does not include internships nor includes co‑ops).
Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic).
Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success.
Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial.
Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users.
Preferred Qualifications
Experience with large‑scale financial tracking systems.
Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.).
In‑office Expectations Office‑assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in‑office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in‑office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility when possible.
Pay and Benefits The annual US base salary range for this role is $155,700 - $281,300. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.
Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Engineering and Information Technology
Industries Software Development, Financial Services, and Technology, Information and Internet
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Backend Engineer/API, Payments and Risk (US)
role at
Stripe
Note: if you are an intern, new grad, staff, frontend or fullstack applicant, please do not apply using this link and visit our jobs page for those specific postings.
About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About The Organization Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk. The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.
What you’ll do We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross‑functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.
Responsibilities
Scope, design, build, and maintain APIs, services, and large‑scale systems that reliably and efficiently handle billions of money movement requests.
Debug and solve critical production issues across services and multiple levels of the stack.
Mentor engineers to help them grow.
Collaborate with stakeholders across the company to build new features at large‑scale, while improving internal engineering standards, tooling, and processes.
Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues.
Minimum Requirements
2-12+ years of industry software engineering experience (does not include internships nor includes co‑ops).
Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic).
Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success.
Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial.
Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users.
Preferred Qualifications
Experience with large‑scale financial tracking systems.
Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.).
In‑office Expectations Office‑assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in‑office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in‑office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility when possible.
Pay and Benefits The annual US base salary range for this role is $155,700 - $281,300. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.
Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Engineering and Information Technology
Industries Software Development, Financial Services, and Technology, Information and Internet
#J-18808-Ljbffr