Director of Consumer Lending Strategy & Analytics

Piper Companies is seeking a Director of Consumer Lending Strategy & Analytics to lead credit policy development and portfolio analytics for a high-growth financial institution in Hauppauge, NY. This strategic role will drive credit decisioning frameworks across multiple consumer loan products—including Auto, Personal, Student, and Solar Loans—while leveraging advanced analytics and AI tools to optimize risk performance and portfolio economics. This position will be hybrid in Hauppauge, NY.

Responsibilities of the Director of Consumer Lending Strategy & Analytics include:

Lead credit strategy development across consumer loan products, including segmentation, underwriting criteria, line assignment, and judgmental decisioning

Build and maintain Net Present Value (NPV) models to assess the economic impact of lending decisions

Develop and enhance reporting infrastructure to monitor credit quality, risk performance, and portfolio profitability

Support securitization efforts by contributing credit insights and performance analytics to investor materials

Pilot and implement AI tools (e.g., Snowflake Cortex, Experian Assistant) to improve efficiency in credit analytics and risk monitoring

Collaborate with cross-functional teams including finance, risk, data science, and product to align lending strategy with business goals

Present findings and recommendations to executive leadership and stakeholders

Qualifications for the Director of Consumer Lending Strategy & Analytics include:

7+ years of experience in consumer lending strategy, credit policy, or risk analytics

Strong understanding of consumer loan products and underwriting frameworks

Experience building financial models, including NPV and portfolio forecasting

Familiarity with securitization processes and investor reporting

Hands-on experience with AI/ML tools and data platforms (e.g., Snowflake, Experian)

Advanced proficiency in SQL, Python, or other analytics tools

Bachelor’s degree in Finance, Economics, Data Science, or related field; Master’s preferred

Excellent communication and stakeholder engagement skills

Compensation for the Director of Consumer Lending Strategy & Analytics includes:

Salary Range: $180,000 - $200,000

Full Benefits: Paid Holidays, Healthcare, Dental, Vision, 401k

This job opens for applications on 10/16/25. Applications will be accepted for at least 30 days from the posting date.

Keywords: #LI-MM1 #LI-HYBRID Consumer Lending Strategy, Credit Policy, Risk Analytics, Auto Loans, Personal Loans, Student Loans, Solar Loans, NPV Modeling, Securitization, Portfolio Economics, Snowflake Cortex, Experian Assistant, AI in Lending, SQL, Python, Financial Modeling, Credit Risk, Underwriting Strategy, Lending Analytics, Tysons Corner Jobs, Fintech Strategy Roles

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