Mercury
Overview
Senior Risk Strategist - Fraud at Mercury. Mercury is building a complete finance stack for startups and seeks to hire a strategist to bring risk expertise and an analytical approach to the Risk Strategy team. The team combines analytics with thought leadership to identify, assess, and mitigate financial, regulatory, and reputational risks while ensuring a strong customer experience. As a Senior Risk Strategist focused on fraud, you will shape Mercury’s fraud strategy across multiple domains, partnering with Product, Engineering, Operations, and Compliance to deliver scalable outcomes that reduce fraud losses and protect customer experience. Note:
Mercury is a financial technology company, not a bank. Banking services are provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Responsibilities
Drive strategy and execution across multiple fraud domains (onboarding, card, non-card, ATO) Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs Partner with Compliance and Legal to ensure solutions align with regulatory requirements Collaborate with Product, Engineering, and Operations to design and implement scalable risk solutions Build domain expertise, identify gaps, and proactively optimize fraud processes Define and track metrics that measure both risk effectiveness and customer impact Qualifications
6+ years of experience in an analytical role, including 4+ years in fraud, trust and safety, or a related risk function (startup or fintech experience is a plus) Proven ability to design and execute fraud strategies across domains (onboarding, card, ACH, checks, ATO, friendly fraud) Skilled in customer risk scoring/modeling and process automation Strong SQL proficiency and ability to translate data into actionable strategy Track record of balancing risk, compliance, and customer experience in cross-functional settings Excellent communication skills to simplify complex risk concepts into clear recommendations Comfortable operating in ambiguity and making decisions with imperfect information Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages (new product launches, scaling, and legacy optimization) Compensation and Benefits
The total rewards package at Mercury includes base salary, equity, and benefits. Salary ranges are competitive within the SaaS and fintech industry and updated using reliable compensation survey data. New hire offers are based on experience, geographic location, and internal pay equity relative to peers. Target base salary ranges: US employees (any location): US$166,600 - US$208,300 Canadian employees (any location): CAD$157,400 - CAD$196,800 Equal Opportunity
Mercury values diversity & belonging and is an Equal Employment Opportunity employer. All individuals are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. Reasonable accommodations are provided during the recruitment process for applicants with disabilities or special needs. We use Covey as part of our hiring and/or promotional process for jobs in NYC; Covey may qualify it as an AEDT. For transparency, an independent bias audit report covering our use of Covey is available.
#J-18808-Ljbffr
Senior Risk Strategist - Fraud at Mercury. Mercury is building a complete finance stack for startups and seeks to hire a strategist to bring risk expertise and an analytical approach to the Risk Strategy team. The team combines analytics with thought leadership to identify, assess, and mitigate financial, regulatory, and reputational risks while ensuring a strong customer experience. As a Senior Risk Strategist focused on fraud, you will shape Mercury’s fraud strategy across multiple domains, partnering with Product, Engineering, Operations, and Compliance to deliver scalable outcomes that reduce fraud losses and protect customer experience. Note:
Mercury is a financial technology company, not a bank. Banking services are provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Responsibilities
Drive strategy and execution across multiple fraud domains (onboarding, card, non-card, ATO) Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs Partner with Compliance and Legal to ensure solutions align with regulatory requirements Collaborate with Product, Engineering, and Operations to design and implement scalable risk solutions Build domain expertise, identify gaps, and proactively optimize fraud processes Define and track metrics that measure both risk effectiveness and customer impact Qualifications
6+ years of experience in an analytical role, including 4+ years in fraud, trust and safety, or a related risk function (startup or fintech experience is a plus) Proven ability to design and execute fraud strategies across domains (onboarding, card, ACH, checks, ATO, friendly fraud) Skilled in customer risk scoring/modeling and process automation Strong SQL proficiency and ability to translate data into actionable strategy Track record of balancing risk, compliance, and customer experience in cross-functional settings Excellent communication skills to simplify complex risk concepts into clear recommendations Comfortable operating in ambiguity and making decisions with imperfect information Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages (new product launches, scaling, and legacy optimization) Compensation and Benefits
The total rewards package at Mercury includes base salary, equity, and benefits. Salary ranges are competitive within the SaaS and fintech industry and updated using reliable compensation survey data. New hire offers are based on experience, geographic location, and internal pay equity relative to peers. Target base salary ranges: US employees (any location): US$166,600 - US$208,300 Canadian employees (any location): CAD$157,400 - CAD$196,800 Equal Opportunity
Mercury values diversity & belonging and is an Equal Employment Opportunity employer. All individuals are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. Reasonable accommodations are provided during the recruitment process for applicants with disabilities or special needs. We use Covey as part of our hiring and/or promotional process for jobs in NYC; Covey may qualify it as an AEDT. For transparency, an independent bias audit report covering our use of Covey is available.
#J-18808-Ljbffr