AmeriHome Mortgage Company, LLC
HMDA Oversight Manager – AmeriHome Mortgage Company, LLC (Dallas, TX)
Responsibilities
Lead the HMDA Compliance Management Program across Retail and Correspondent Lending channels.
Ensure accurate data collection, validation, and reporting in accordance with Regulation C.
Oversee HMDA data integrity audits, including source document testing and reconciliation across Encompass and Magnus systems.
Manage the lifecycle of HMDA Loan Application Registers (LARs), including quarterly reviews, manual corrections, and year‑end filings.
Coordinate with Legal, Strategy, and Governance teams to interpret regulatory changes and implement necessary updates.
Maintain and enhance HMDA-specific reports to support proactive error detection.
Facilitate working sessions to resolve field‑level challenges, define future‑state processes, and finalize business requirements.
Engage with external vendors (e.g., ICE, QuestSoft) for data extraction, validation, and reprocessing efforts.
Prepare and present audit findings, remediation status, and compliance metrics to executive leadership and regulatory entities.
Lead and develop a high‑performance team, responsible for hiring, coaching, performance management, and training.
Qualifications
5+ years of experience in Mortgage Compliance, HMDA Regulations and Reporting or a related field.
Bachelor’s degree required; Master’s or MBA preferred.
Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and other residential mortgage products.
Strong understanding of federal and state regulatory and legal compliance obligations, including TRID, ECOA, HMDA, FCRA, Flood, HOEPA, HPML, Appraisal, ATR/QM, TCPA, UDAAP, and Fair Lending.
Experience with Encompass and related loan origination systems.
Advanced analytical, communication, and project management skills.
Certified Regulatory Compliance Manager (CRCM) preferred.
Certified Anti‑Money Laundering Specialist (CAMS) preferred.
Benefits Competitive salary, ownership stake, medical and dental insurance, generous time‑off, 401k matching, tuition assistance, employee volunteer program, wellness program, and opportunities for career growth.
About the Company AmeriHome Mortgage is a Western Alliance Bank company and a wholly owned subsidiary of Western Alliance Bancorporation, a member of the FDIC. We are committed to equal employment opportunities and provide reasonable accommodations for individuals with disabilities.
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Responsibilities
Lead the HMDA Compliance Management Program across Retail and Correspondent Lending channels.
Ensure accurate data collection, validation, and reporting in accordance with Regulation C.
Oversee HMDA data integrity audits, including source document testing and reconciliation across Encompass and Magnus systems.
Manage the lifecycle of HMDA Loan Application Registers (LARs), including quarterly reviews, manual corrections, and year‑end filings.
Coordinate with Legal, Strategy, and Governance teams to interpret regulatory changes and implement necessary updates.
Maintain and enhance HMDA-specific reports to support proactive error detection.
Facilitate working sessions to resolve field‑level challenges, define future‑state processes, and finalize business requirements.
Engage with external vendors (e.g., ICE, QuestSoft) for data extraction, validation, and reprocessing efforts.
Prepare and present audit findings, remediation status, and compliance metrics to executive leadership and regulatory entities.
Lead and develop a high‑performance team, responsible for hiring, coaching, performance management, and training.
Qualifications
5+ years of experience in Mortgage Compliance, HMDA Regulations and Reporting or a related field.
Bachelor’s degree required; Master’s or MBA preferred.
Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and other residential mortgage products.
Strong understanding of federal and state regulatory and legal compliance obligations, including TRID, ECOA, HMDA, FCRA, Flood, HOEPA, HPML, Appraisal, ATR/QM, TCPA, UDAAP, and Fair Lending.
Experience with Encompass and related loan origination systems.
Advanced analytical, communication, and project management skills.
Certified Regulatory Compliance Manager (CRCM) preferred.
Certified Anti‑Money Laundering Specialist (CAMS) preferred.
Benefits Competitive salary, ownership stake, medical and dental insurance, generous time‑off, 401k matching, tuition assistance, employee volunteer program, wellness program, and opportunities for career growth.
About the Company AmeriHome Mortgage is a Western Alliance Bank company and a wholly owned subsidiary of Western Alliance Bancorporation, a member of the FDIC. We are committed to equal employment opportunities and provide reasonable accommodations for individuals with disabilities.
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