M&T Bank
Senior Credit Underwriter, Equipment Finance
M&T Bank, Irvine, California, United States, 92713
Join to apply for the
Senior Credit Underwriter, Equipment Finance
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M&T Bank 1 day ago Be among the first 25 applicants Join to apply for the
Senior Credit Underwriter, Equipment Finance
role at
M&T Bank Direct message the job poster from M&T Bank Senior Principal Recruiter | Talent Acquisition
Overview:
Evaluates and determines the credit risks of larger dollar sized MTEFC (M&T Equipment Finance Corporation) loan and lease customers through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and ability to repay annual debt service.
Primary Responsibilities:
Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases. Make decisions on loan and lease requests within assigned authority.
Determine the need for more thorough investigation or additional information from Sales or the customer.
Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures. Assign an overall risk rating to the credit request.
Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Supervisory/Managerial Responsibilities:
Not Applicable
Education and Experience Required:
Bachelor’s degree and a minimum of 3 years’ related work experience, or in lieu of a degree, a combined minimum of 7 years’ higher education and/or work experience, including a minimum of 3 years’ related work experience
Proficiency with personal computers as well as pertinent software programs
Strong analytical skills
Education and Experience Preferred:
Credit training
Strong verbal and written communication skills
Physical Requirements:
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $40.15 - $66.91 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Irvine, California, United States of America
Seniority level
Seniority level Not Applicable Employment type
Employment type Full-time Job function
Job function Finance and Sales Industries Banking, Financial Services, and Investment Banking Referrals increase your chances of interviewing at M&T Bank by 2x Sign in to set job alerts for “Credit Underwriter” roles.
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Senior Credit Underwriter, Equipment Finance
role at
M&T Bank 1 day ago Be among the first 25 applicants Join to apply for the
Senior Credit Underwriter, Equipment Finance
role at
M&T Bank Direct message the job poster from M&T Bank Senior Principal Recruiter | Talent Acquisition
Overview:
Evaluates and determines the credit risks of larger dollar sized MTEFC (M&T Equipment Finance Corporation) loan and lease customers through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and ability to repay annual debt service.
Primary Responsibilities:
Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases. Make decisions on loan and lease requests within assigned authority.
Determine the need for more thorough investigation or additional information from Sales or the customer.
Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures. Assign an overall risk rating to the credit request.
Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Supervisory/Managerial Responsibilities:
Not Applicable
Education and Experience Required:
Bachelor’s degree and a minimum of 3 years’ related work experience, or in lieu of a degree, a combined minimum of 7 years’ higher education and/or work experience, including a minimum of 3 years’ related work experience
Proficiency with personal computers as well as pertinent software programs
Strong analytical skills
Education and Experience Preferred:
Credit training
Strong verbal and written communication skills
Physical Requirements:
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $40.15 - $66.91 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Irvine, California, United States of America
Seniority level
Seniority level Not Applicable Employment type
Employment type Full-time Job function
Job function Finance and Sales Industries Banking, Financial Services, and Investment Banking Referrals increase your chances of interviewing at M&T Bank by 2x Sign in to set job alerts for “Credit Underwriter” roles.
Irvine, CA $160,000.00-$185,000.00 3 days ago Santa Ana, CA $70,000.00-$80,000.00 1 month ago Sr Underwriter, Brokerage Management Liability - E&S/Specialty (Financial Institutions - D&O)
Risk Management - Lead Credit Officer - Vice President
Tustin, CA $127,961.00-$211,136.00 1 week ago Rowland Heights, CA $73,000.00-$88,000.00 2 weeks ago Irvine, CA $128,500.00-$218,000.00 4 months ago Irvine, CA $97,838.33-$145,000.00 1 month ago Brea, CA $78,000.00-$184,800.00 1 month ago Sr. Rating / Underwriting Application Developer - Remote
Cypress, CA $71,200.00-$127,200.00 2 weeks ago Walnut, CA $76,000.00-$184,800.00 1 month ago Santa Ana, CA $70,000.00-$175,000.00 3 months ago Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
Irvine, CA $106,300.00-$175,400.00 1 month ago Manager, Tax - Research & Development Tax Credit (Korean Speaking)
Irvine, CA $90,000.00-$110,000.00 5 days ago Orange, CA $80,000.00-$100,000.00 2 weeks ago Garden Grove, CA $38,859.60-$64,766.00 1 month ago Irvine, CA $85,000.00-$105,000.00 2 weeks ago Newport Beach, CA $134,280.00-$164,120.00 6 days ago Newport Beach, CA $91,200.00-$175,000.00 1 week ago Senior Analyst - Real Estate Credit and Portfolio Management
Irvine, CA $76,600.00-$114,800.00 2 weeks ago Irvine, CA $85,000.00-$105,000.00 2 weeks ago Newport Beach, CA $187,000.00-$305,000.00 7 months ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr