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National Mortgage Staffing

In Office Mortgage Underwriter

National Mortgage Staffing, Carmel, Indiana, United States, 46033

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Mortgage Underwriter

Location:

Carmel, IN (On-site, Full-time) Salary:

$65,000–$75,000, depending on experience Position Overview:

Our client is seeking an experienced

Mortgage Underwriter

for an

on-site position

in

Carmel, Indiana . This is a full-time role responsible for underwriting residential mortgage loans while maintaining compliance with agency guidelines and internal policies. The ideal candidate is detail-oriented, deadline-driven, and comfortable working in a collaborative office setting. This role requires recent experience with

Conventional loans .

Non-QM and Government (FHA/VA) experience

is a strong plus. Candidates must be proficient in

Encompass . Key Responsibilities:

Underwrite Conventional residential mortgage files in accordance with FNMA/FHLMC guidelines

Analyze income, assets, credit, and collateral to assess loan eligibility and risk

Review and clear conditions in a timely and accurate manner

Communicate clearly with processors and loan officers to facilitate smooth closings

Maintain a consistent pipeline and meet required service-level standards

Stay up to date on investor, agency, and regulatory changes

Support internal team discussions on process improvements and file quality

Qualifications:

2–4 years of recent mortgage underwriting experience

required

Strong knowledge of

Conventional guidelines

Non-QM and Government (FHA/VA)

underwriting experience is a plus

Encompass experience is required

Detail-oriented with strong time management and documentation review skills

Effective communicator with a team-first mindset

Additional Information:

This is a

full-time, in-office position based in Carmel, IN

Candidates must have recent front-line underwriting experience

This role is not intended for processors or individuals seeking to re-enter underwriting after an extended gap

Please Note:

All qualifications and requirements for this role are set by our client. National Mortgage Staffing does not determine candidate eligibility.

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