HomeXpress Mortgage Corp
Overview
HomeXpress – Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the top Non-QM lender in the business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 states, we provide brokers with a full suite of mortgage products, including VA, FHA, FNMA, and FHLMC. HomeXpress offers a great company culture, tremendous growth opportunities, and competitive benefits. Join us as we continue to grow and expand our business in the Non-Delegated Correspondent Channel.
Responsibilities
Clear conditions, including but not limited to credit and title conditions
Prepare loan files for review by an Underwriter to determine eligibility within HomeXpress’ guidelines
Assist Underwriters as needed to move the pipeline forward
Verify completeness of credit file
Calculate income
Confirm qualified Change of Circumstances and reprice loans as needed
Run reports and interact with various third-party vendors
Job Functions
Capable of underwriting a minimum of 3-4 new loans per day
Review conditions in a timely manner to remain in compliance with posted turn times
Analyze all areas of the mortgage loan application, including credit, income, assets, collateral, and compliance documents, to ensure loans meet company, investor, and regulatory guidelines
Review income documentation and calculate income per investor and company guidelines
Review assets to determine reserves and cash to close per investor and company guidelines
Required Knowledge
Conforming and Non-QM underwriting guidelines
Strong verbal and written communication skills
Strong problem-solving skills
Excellent interpersonal, customer service, and organizational skills
High level math aptitude
Ability to multitask and work productively in a fast-paced, sometimes stressful environment
Knowledge of conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements, escrow/title practices, and regulatory compliance laws as they apply to mortgage transactions
Proficiency with personal computers and applicable software
Experience
Wholesale Underwriting: 1 year (Required)
Non-QM: 2 years (Required)
Details
Job Type: Full-time
Location: In person
Pay: $70,000.00 - $80,000.00 per year
Schedule: Monday to Friday
Benefits: 401(k) matching; Dental insurance; Health insurance; Paid time off; Vision insurance
All your information will be kept confidential according to EEO guidelines.
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Responsibilities
Clear conditions, including but not limited to credit and title conditions
Prepare loan files for review by an Underwriter to determine eligibility within HomeXpress’ guidelines
Assist Underwriters as needed to move the pipeline forward
Verify completeness of credit file
Calculate income
Confirm qualified Change of Circumstances and reprice loans as needed
Run reports and interact with various third-party vendors
Job Functions
Capable of underwriting a minimum of 3-4 new loans per day
Review conditions in a timely manner to remain in compliance with posted turn times
Analyze all areas of the mortgage loan application, including credit, income, assets, collateral, and compliance documents, to ensure loans meet company, investor, and regulatory guidelines
Review income documentation and calculate income per investor and company guidelines
Review assets to determine reserves and cash to close per investor and company guidelines
Required Knowledge
Conforming and Non-QM underwriting guidelines
Strong verbal and written communication skills
Strong problem-solving skills
Excellent interpersonal, customer service, and organizational skills
High level math aptitude
Ability to multitask and work productively in a fast-paced, sometimes stressful environment
Knowledge of conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements, escrow/title practices, and regulatory compliance laws as they apply to mortgage transactions
Proficiency with personal computers and applicable software
Experience
Wholesale Underwriting: 1 year (Required)
Non-QM: 2 years (Required)
Details
Job Type: Full-time
Location: In person
Pay: $70,000.00 - $80,000.00 per year
Schedule: Monday to Friday
Benefits: 401(k) matching; Dental insurance; Health insurance; Paid time off; Vision insurance
All your information will be kept confidential according to EEO guidelines.
#J-18808-Ljbffr