Atg Partners
Company:
Confidential Family Office (Asset Based Lending Firm)
Reports To:
CEO and Chief Lending Officer
We are seeking a skilled and detail-oriented
Credit Underwriter
to join our client’s family office lending team. The ideal candidate will have a strong background in asset-based lending, credit analysis, and underwriting. You will play a critical role in evaluating and approving loan applications, ensuring sound risk management practices while supporting our clients' financial needs.
Key Responsibilities:
Credit Analysis:
Conduct thorough analysis of financial statements, cash flow projections, and credit reports to assess borrowers’ creditworthiness.
Evaluate the financial health and operational performance of prospective borrowers.
Identify and analyze potential risks associated with lending decisions, particularly in asset-based lending.
Assess collateral value and conduct due diligence on underlying assets.
Prepare comprehensive underwriting packages and recommendations for loan approvals or denials.
Collaborate with the lending team to structure loans that meet the needs of clients while adhering to risk guidelines.
Documentation:
Review and ensure the accuracy of loan documentation, including terms, conditions, and covenants.
Coordinate with legal teams to finalize loan agreements and ensure regulatory compliance.
Relationship Management:
Build and maintain relationships with internal stakeholders, clients, and external partners.
Communicate underwriting decisions and rationale clearly and effectively.
Market Research:
Stay informed about industry trends, market conditions, and regulatory changes impacting lending practices.
Provide insights and recommendations to improve underwriting processes and policies.
Reporting:
Monitor loan performance and prepare periodic reports on portfolio quality and risk exposure.
Present findings and recommendations to senior management and the investment committee.
Qualifications:
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Minimum of 4+ years of experience in middle market credit underwriting, asset-based lending, or commercial lending.
Strong understanding of financial analysis, risk assessment, and collateral valuation.
Proficiency in financial modeling and familiarity with underwriting software/tools.
Excellent analytical skills with a keen attention to detail.
Strong written and verbal communication skills.
Ability to work independently and collaboratively.
Preferred Qualifications:
Graduate degree in Finance or an MBA.
Experience in Asset Based Lending and working in a family office or non-bank lending environment.
We offer a competitive salary, performance-based bonuses, and comprehensive health, dental, and retirement plans.
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Confidential Family Office (Asset Based Lending Firm)
Reports To:
CEO and Chief Lending Officer
We are seeking a skilled and detail-oriented
Credit Underwriter
to join our client’s family office lending team. The ideal candidate will have a strong background in asset-based lending, credit analysis, and underwriting. You will play a critical role in evaluating and approving loan applications, ensuring sound risk management practices while supporting our clients' financial needs.
Key Responsibilities:
Credit Analysis:
Conduct thorough analysis of financial statements, cash flow projections, and credit reports to assess borrowers’ creditworthiness.
Evaluate the financial health and operational performance of prospective borrowers.
Identify and analyze potential risks associated with lending decisions, particularly in asset-based lending.
Assess collateral value and conduct due diligence on underlying assets.
Prepare comprehensive underwriting packages and recommendations for loan approvals or denials.
Collaborate with the lending team to structure loans that meet the needs of clients while adhering to risk guidelines.
Documentation:
Review and ensure the accuracy of loan documentation, including terms, conditions, and covenants.
Coordinate with legal teams to finalize loan agreements and ensure regulatory compliance.
Relationship Management:
Build and maintain relationships with internal stakeholders, clients, and external partners.
Communicate underwriting decisions and rationale clearly and effectively.
Market Research:
Stay informed about industry trends, market conditions, and regulatory changes impacting lending practices.
Provide insights and recommendations to improve underwriting processes and policies.
Reporting:
Monitor loan performance and prepare periodic reports on portfolio quality and risk exposure.
Present findings and recommendations to senior management and the investment committee.
Qualifications:
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Minimum of 4+ years of experience in middle market credit underwriting, asset-based lending, or commercial lending.
Strong understanding of financial analysis, risk assessment, and collateral valuation.
Proficiency in financial modeling and familiarity with underwriting software/tools.
Excellent analytical skills with a keen attention to detail.
Strong written and verbal communication skills.
Ability to work independently and collaboratively.
Preferred Qualifications:
Graduate degree in Finance or an MBA.
Experience in Asset Based Lending and working in a family office or non-bank lending environment.
We offer a competitive salary, performance-based bonuses, and comprehensive health, dental, and retirement plans.
#J-18808-Ljbffr