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Center Street Lending

Loan Originator

Center Street Lending, Irvine, California, United States, 92713

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Loan Originator

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Center Street Lending Center Street Lending provided pay range: This range is provided by Center Street Lending. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range

$22.00/hr - $24.04/hr Additional compensation types

Commission Role overview

Loan Originator

responsibilities include sourcing and origination of new loans, building client relationships, and supporting underwriting and closing processes within regulatory guidelines. Key Responsibilities

Loan Origination:

Source and originate new loans and relationships from initial inquiry to loan closing Client Relationship Management:

Develop and maintain strong relationships with borrowers, brokers, and other referral sources to generate business and maintain a steady pipeline of loan opportunities Underwriting Support:

Support underwriting teams with initial assessment of borrower risk by reviewing financial documents and evaluating collateral to determine loan terms and risk profiles Loan Structuring and Negotiation:

Work with clients to structure loan terms that meet their needs while aligning with lending criteria and profitability goals Regulatory Compliance:

Ensure all loans are originated in compliance with relevant regulations, including state and federal lending laws, and internal policies and procedures Market Expertise:

Stay informed about trends in private lending and real estate markets, competitive offerings, and local regulatory changes that may impact loan origination Documentation and Closing Support:

Guide clients through the loan application process, ensuring that all necessary documentation is completed and processed accurately and in a timely manner The Ideal Candidate

Industry Knowledge:

Strong understanding of private lending products, real estate financing, and the loan origination process Proven Sales and Business Development Skills:

Track record of sourcing, originating, and closing loans, with strong sales skills and relationship-building abilities Strong Analytical and Underwriting Abilities:

Ability to assess borrower creditworthiness, evaluate collateral, and conduct risk assessments Customer-Centric Approach:

Excellent communication and interpersonal skills to provide exceptional service to borrowers Knowledge of Regulatory Requirements:

Familiarity with lending regulations, compliance standards, and best practices (e.g., DRE, DFPI, RESPA, TILA) Relationship Building and Networking:

Ability to establish and maintain relationships with real estate agents, mortgage brokers, investors, and other professionals Negotiation Skills:

Skill in negotiating loan terms while maintaining lending standards Detail-Oriented and Process-Driven:

Manage all aspects of the origination process with accuracy and efficiency Goal-Oriented and Self-Motivated:

Results-driven, able to work independently or in a team in a fast-paced environment Problem-Solving Skills:

Ability to think critically and creatively to solve borrower needs Compensation

Base Wage Additional Compensation: 20-35% of Total Origination Fees Collected Total Comp: Variable based on Total Funding Volume Location

Remote/Hybrid/In-office Irvine, CA Experience and Qualifications

Private Lending Origination Experience required Bachelor’s Degree preferred Platforms

Encompass LOS Web based Phone System Microsoft Office Suite Paid time off 401k plan Company Events Health insurance Vision Company Offsite Events 2+ Times a Year Note: Additional boilerplate and unrelated sections have been removed to preserve focus on responsibilities and qualifications.

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