Western Alliance Bank
What You'll Do
As a Mortgage Underwriter III you'll be responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable. Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. Other duties as assigned.
What You’ll Need
7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. High school diploma required. Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services. Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. Intermediate knowledge of MS Office products. Intermediate knowledge of Encompass. Advanced speaking and writing communication skills.
Benefits
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You’ll also have opportunities to expand your business knowledge and gain hands-on experience.
About the Company
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. If you require a reasonable accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488.
© Western Alliance Bancorporation. We will respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
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As a Mortgage Underwriter III you'll be responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable. Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. Other duties as assigned.
What You’ll Need
7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. High school diploma required. Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services. Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. Intermediate knowledge of MS Office products. Intermediate knowledge of Encompass. Advanced speaking and writing communication skills.
Benefits
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You’ll also have opportunities to expand your business knowledge and gain hands-on experience.
About the Company
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. If you require a reasonable accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488.
© Western Alliance Bancorporation. We will respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
#J-18808-Ljbffr