BOK Financial Corporation
Credit Products Underwriter IV - Commercial Banking
BOK Financial Corporation, Houston, Texas, United States, 77246
Credit Products Underwriter IV - Commercial Banking
Location:
Houston -HOUS Areas of Interest:
Commercial Banking; Commercial Banking, Business Banking; Commercial Credit Underwriter; Underwriting Pay Transparency Salary Range:
Not Available Application Deadline:
02/07/2025 Summary
Join us as a Credit Product Underwriter IV - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships. Job Description
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. A high volume (50% +) of the Credit Requests are from prospects and require additional due diligence and analysis. The CPU IV will typically support a specific market of 10+ RMs and RM Managers. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) are essential to effectively communicate with RM Management, various Relationship Managers, Credit Team, and other personnel. The majority of the CPU IV’s time will be balanced between managing and developing Underwriters; decisioning loans within their assigned loan authority; managing Work In Process; providing analysis of clients, designing and executing deals, and joint client calls with RMs to provide expert counsel and advice. The CPU IV will partner with the RMs and RM Managers to assist in generating revenue and profitability. Team Culture
We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide growth opportunities. How You'll Spend Your Time
The majority of your time will be spent managing and developing a team of underwriters conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Your day will consist of credit conversations, decisioning loans within authority, managing workflow, and communication with Relationship Managers. You will work efficiently to decision loan requests while mitigating risk. You will prepare very complex commitment reports for critical client accounts in the multi-state markets supported by the lending center. You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client. You will interact with the Credit Risk Managers, Credit Concurrence Officers, and Line of Business Leadership to lead loan presentations and provide additional information to support conclusions. Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of credit analysis/credit products underwriter and/or “business line” experience; or 20+ years of equivalent work-related experience. Working Conditions & Physical Requirements
Office - Occasional Travel BOK Financial Corporation Group
is a stable and financially strong organization that provides excellent training and development to support building the long-term careers of employees. With passion, skill, and partnership you can make an impact on the success of the bank, customers, and your own career! Apply today
and take the first step towards your next career opportunity! About BOK Financial Corporation
For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses, and international corporations—and everything in between. Operations focused in an eight-state footprint 4,800 team members $49 billion in assets $100 billion in assets under management and administration $6.1 million donated to local nonprofits in 2022 33,000+ volunteer hours by our employees in 2022
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Location:
Houston -HOUS Areas of Interest:
Commercial Banking; Commercial Banking, Business Banking; Commercial Credit Underwriter; Underwriting Pay Transparency Salary Range:
Not Available Application Deadline:
02/07/2025 Summary
Join us as a Credit Product Underwriter IV - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships. Job Description
The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. A high volume (50% +) of the Credit Requests are from prospects and require additional due diligence and analysis. The CPU IV will typically support a specific market of 10+ RMs and RM Managers. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) are essential to effectively communicate with RM Management, various Relationship Managers, Credit Team, and other personnel. The majority of the CPU IV’s time will be balanced between managing and developing Underwriters; decisioning loans within their assigned loan authority; managing Work In Process; providing analysis of clients, designing and executing deals, and joint client calls with RMs to provide expert counsel and advice. The CPU IV will partner with the RMs and RM Managers to assist in generating revenue and profitability. Team Culture
We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide growth opportunities. How You'll Spend Your Time
The majority of your time will be spent managing and developing a team of underwriters conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Your day will consist of credit conversations, decisioning loans within authority, managing workflow, and communication with Relationship Managers. You will work efficiently to decision loan requests while mitigating risk. You will prepare very complex commitment reports for critical client accounts in the multi-state markets supported by the lending center. You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client. You will interact with the Credit Risk Managers, Credit Concurrence Officers, and Line of Business Leadership to lead loan presentations and provide additional information to support conclusions. Education & Experience Requirements
This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of credit analysis/credit products underwriter and/or “business line” experience; or 20+ years of equivalent work-related experience. Working Conditions & Physical Requirements
Office - Occasional Travel BOK Financial Corporation Group
is a stable and financially strong organization that provides excellent training and development to support building the long-term careers of employees. With passion, skill, and partnership you can make an impact on the success of the bank, customers, and your own career! Apply today
and take the first step towards your next career opportunity! About BOK Financial Corporation
For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses, and international corporations—and everything in between. Operations focused in an eight-state footprint 4,800 team members $49 billion in assets $100 billion in assets under management and administration $6.1 million donated to local nonprofits in 2022 33,000+ volunteer hours by our employees in 2022
#J-18808-Ljbffr