Western Alliance Bancorporation
2026 Commercial Banking Development Program - Credit Analyst - Mesa, AZ - Credit
Western Alliance Bancorporation, Chandler, Arizona, United States, 85249
Job Title:
2026 Commercial Banking Development Program - Credit Analyst - Mesa, AZ - Credit Servicing Administration Location:
Mesa What you'll do:
As a Credit Analyst, you'll be primarily responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for the Loan Officers, Chief Credit Officer, and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Credit Analysts will be working in the Covenant Compliance Group as a part of a team. The Covenant Compliance Group supports all commercial lending lines of business across the bank. Our primary support is done through spreading financial statements, testing financial covenants, and analyzing borrowing base reporting. Credit Analysts will be trained to read and understand financial statements, and to extract and present information necessary to make a sound lending decision. Responsibilities include: Spreading, managing, and maintaining financial background information on present and prospective customers. Performing sensitivity analysis to evaluate credit risk in adherence with Bank policy. Supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updating the Bank's systems accordingly. Working directly with clients to resolve compliance issues and operational inquiries. Reviewing client financials and performing sensitivity analysis to evaluate credit risk in connection with Bank structures. Preparing in-depth reports providing plans of action based on qualitative and quantitative research. Collaborating cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, as well as legal documents. Producing loan packages for new and restructured loans. Facilitating reporting and requests on behalf of the Bank with third parties, e.g., field auditors, appraisers, etc. Monitoring loan disbursements to ensure compliance with Bank regulations. What you'll need: Completion of an Accounting course. Bachelor's degree or equivalent experience required. GPA of 3.0 or higher is required. Strong analytical, conceptual, communication, leadership, and organizational skills. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry-level speaking and writing communications skills. Benefits you'll love:
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. About the company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information.
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2026 Commercial Banking Development Program - Credit Analyst - Mesa, AZ - Credit Servicing Administration Location:
Mesa What you'll do:
As a Credit Analyst, you'll be primarily responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for the Loan Officers, Chief Credit Officer, and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. Credit Analysts will be working in the Covenant Compliance Group as a part of a team. The Covenant Compliance Group supports all commercial lending lines of business across the bank. Our primary support is done through spreading financial statements, testing financial covenants, and analyzing borrowing base reporting. Credit Analysts will be trained to read and understand financial statements, and to extract and present information necessary to make a sound lending decision. Responsibilities include: Spreading, managing, and maintaining financial background information on present and prospective customers. Performing sensitivity analysis to evaluate credit risk in adherence with Bank policy. Supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updating the Bank's systems accordingly. Working directly with clients to resolve compliance issues and operational inquiries. Reviewing client financials and performing sensitivity analysis to evaluate credit risk in connection with Bank structures. Preparing in-depth reports providing plans of action based on qualitative and quantitative research. Collaborating cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, as well as legal documents. Producing loan packages for new and restructured loans. Facilitating reporting and requests on behalf of the Bank with third parties, e.g., field auditors, appraisers, etc. Monitoring loan disbursements to ensure compliance with Bank regulations. What you'll need: Completion of an Accounting course. Bachelor's degree or equivalent experience required. GPA of 3.0 or higher is required. Strong analytical, conceptual, communication, leadership, and organizational skills. An interest in working in Commercial Banking. Ability to self-motivate and work productively without supervision. Entry-level speaking and writing communications skills. Benefits you'll love:
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. About the company:
Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information.
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