Hanmi Bank
Hanmi Bank
is seeking a Credit Analyst to manage the Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing loan process and preparation of relationship global cash flow analysis and Management Reporting. The successful candidate will ensure compliance with established Bank policies and procedures, demonstrate knowledge of and adherence to state and federal regulations, and support Company’s Lending units with Credit memorandums and financial analysis of new and existing lending relationships. Responsibilities
Identifies, collects, and analyzes credit analysis and global cash flow to assess credit risk. Conducts site visits, meetings, and interviews with borrowers. Prepares file approval memorandums summarizing results and validates Credit Risk Ratings in compliance with the Company’s policy and procedures. Monitors delinquencies, covenant compliance, etc. Supports commercial lending in other credit matters as assigned. Contacts borrowers to obtain additional supporting information. Prepares spreadsheets and calculates appropriate ratios and other financial information. Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans. Maintains knowledge of the Bank’s underwriting and lending guidelines. Requirements
Bachelor's degree highly preferred; High school diploma and/or 1+ plus years work experience and/or training in commercial or SBA lending – specifically, property cash flow analysis and appraisal valuation methods. Commercial real estate and/or SBA analysis/underwriting experience a plus. Strong problem-solving, analytical, and decision-making skills. Able to handle multiple transactions at once and work well in a team-oriented environment. Strong customer service skills, relationship development, and management skills. Pay $45,800 - $65,000 per year. We offer a comprehensive benefits package, which varies depending on the position ultimately offered. All employees are offered paid sick time off. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law.
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is seeking a Credit Analyst to manage the Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing loan process and preparation of relationship global cash flow analysis and Management Reporting. The successful candidate will ensure compliance with established Bank policies and procedures, demonstrate knowledge of and adherence to state and federal regulations, and support Company’s Lending units with Credit memorandums and financial analysis of new and existing lending relationships. Responsibilities
Identifies, collects, and analyzes credit analysis and global cash flow to assess credit risk. Conducts site visits, meetings, and interviews with borrowers. Prepares file approval memorandums summarizing results and validates Credit Risk Ratings in compliance with the Company’s policy and procedures. Monitors delinquencies, covenant compliance, etc. Supports commercial lending in other credit matters as assigned. Contacts borrowers to obtain additional supporting information. Prepares spreadsheets and calculates appropriate ratios and other financial information. Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans. Maintains knowledge of the Bank’s underwriting and lending guidelines. Requirements
Bachelor's degree highly preferred; High school diploma and/or 1+ plus years work experience and/or training in commercial or SBA lending – specifically, property cash flow analysis and appraisal valuation methods. Commercial real estate and/or SBA analysis/underwriting experience a plus. Strong problem-solving, analytical, and decision-making skills. Able to handle multiple transactions at once and work well in a team-oriented environment. Strong customer service skills, relationship development, and management skills. Pay $45,800 - $65,000 per year. We offer a comprehensive benefits package, which varies depending on the position ultimately offered. All employees are offered paid sick time off. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law.
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