Western Alliance Bank
2026 Commercial Banking Development Program - Credit Analyst - San Jose, CA - Cr
Western Alliance Bank, San Jose, California, United States, 95199
2026 Commercial Banking Development Program - Credit Analyst - San Jose, CA - Credit Servicing Admin
Job Title:
2026 Commercial Banking Development Program – Credit Analyst – Credit Servicing Admin
Location:
San Jose, CA
What You'll Do As a Credit Analyst you will primarily be responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. You will manage spread assignments, conduct financial analyses, and maintain related records and files. A key responsibility is preparing a variety of credit department reports.
Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers, collecting, organizing, and analyzing company financials to ensure bank compliance, and updating the bank’s systems accordingly.
Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with bank structures; prepare in‑depth reports providing plans of action based on qualitative and quantitative research.
Collaborate cross‑functionally with bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents; produce loan packages for new and restructured loans.
Facilitate reporting and requests on behalf of the bank with third parties such as field auditors and appraisers; monitor loan disbursements to ensure compliance with bank regulations.
What You'll Need
Completion of an accounting course.
Bachelor’s degree or equivalent experience required.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self‑motivate and work productively without supervision.
Entry‑level speaking and writing communication skills.
Compensation Hourly range for new hires is generally $36.30 for San Jose, CA. Salary amount is determined by specific job location. The role may also be eligible for annual bonus/incentives earned.
Benefits You’ll Love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, paid time off, a generous 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. You will also have the opportunity to bolster your business knowledge and gain invaluable hands‑on experience to help grow your career.
About The Company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. The bank is Member FDIC and operates several divisions, including Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. We also provide reasonable accommodations for individuals with disabilities. If you require an accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488 and provide your contact information and the nature of your accessibility issue. We will only respond to inquiries concerning reasonable accommodations in the application process.
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2026 Commercial Banking Development Program – Credit Analyst – Credit Servicing Admin
Location:
San Jose, CA
What You'll Do As a Credit Analyst you will primarily be responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. You will manage spread assignments, conduct financial analyses, and maintain related records and files. A key responsibility is preparing a variety of credit department reports.
Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers, collecting, organizing, and analyzing company financials to ensure bank compliance, and updating the bank’s systems accordingly.
Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with bank structures; prepare in‑depth reports providing plans of action based on qualitative and quantitative research.
Collaborate cross‑functionally with bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents; produce loan packages for new and restructured loans.
Facilitate reporting and requests on behalf of the bank with third parties such as field auditors and appraisers; monitor loan disbursements to ensure compliance with bank regulations.
What You'll Need
Completion of an accounting course.
Bachelor’s degree or equivalent experience required.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self‑motivate and work productively without supervision.
Entry‑level speaking and writing communication skills.
Compensation Hourly range for new hires is generally $36.30 for San Jose, CA. Salary amount is determined by specific job location. The role may also be eligible for annual bonus/incentives earned.
Benefits You’ll Love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, paid time off, a generous 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. You will also have the opportunity to bolster your business knowledge and gain invaluable hands‑on experience to help grow your career.
About The Company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. The bank is Member FDIC and operates several divisions, including Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. We also provide reasonable accommodations for individuals with disabilities. If you require an accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488 and provide your contact information and the nature of your accessibility issue. We will only respond to inquiries concerning reasonable accommodations in the application process.
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