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Keystone Bank

Deposit Operations Fraud Support Specialist

Keystone Bank, Austin, Texas, us, 78716

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Deposit Operations Fraud Support Specialist Direct message the job poster from Keystone Bank

The Deposit Operations Fraud Support Specialist is responsible for supporting a variety of duties relating to Deposit Operations and first line fraud.

Core Values

DO WHAT IS RIGHT

TAKE CHARGE

ENCOURAGE CREATIVITY

CENTER AROUND COMMUNITY

LEAD IN INNOVATION

Responsibilities

Review, analyze and investigate real-time and periodic fraud alerts for multiple payment channels including deposit, check, ACH, wire transfer

Review, analyze and monitor daily reports to detect fraudulent activity for multiple payment channels including, but not limited to, card, deposit, check, ACH, wire transfer and online banking activity

Use internal and external resources to obtain evidence for investigative purposes when reviewing fraud detection reports or investigating cases

Interacts with internal and external clients to verify suspected fraudulent activity

Responsible for documenting research findings and actions on cases

Maintains a high level of confidentiality when compiling investigative information and escalating issues

Perform general account handling functions such as holds and restrictions, effectively in a manner that prevents fraud while minimizing negative customer impact

Liaising with victims of fraud, police, and court officials when needed

Responsible for ATM/Debit card dispute research and resolution

Process outgoing / incoming domestic and international wire transfers

Process ACH and check exception item processing and reclamations

Review assigned deposit operations reports for accuracy and adherence to bank procedures

Balance various general ledger suspense accounts related to Deposit Operations daily, weekly and monthly

Assist with creating and revising department procedures

Maintains up to date knowledge of all regulatory requirements and bank policies and procedures

Assist in projects to implement additional products and services

Responsible for assisting with training team members on fraud and deposit operations responsibilities

Other duties as assigned

Qualifications

Strong analytical skills with the ability to collect, organize and analyze significant amounts of information with attention to detail and accuracy

Ability to manage time and prioritize requests and projects to meet deadlines

Flexibility and adaptability to adjust to changing project needs in evolving situations

Ability to clearly communicate complex situations or ideas

Familiar with general banking operations, laws and regulations, including, but not limited to, Regulation E, CC, GG, V, the FCRA, FACT Act (including red flags), Bank Secrecy Act, NACHA, Mastercard Operating Rules, and the Banks policies.

Bilingual Spanish language, both verbal and written, preferred

Customer service oriented, with a strong orientation for sensitivity and professionalism when handling customer calls, questions, and concerns

Excellent problem solving and organization skills

Strong PC skills, including proficiency with Microsoft Office (Word, Excel and PowerPoint) and the ability to learn and utilize custom banking systems and applications in a rapidly changing business and technology environment

Ability to sit for extended periods of time

Seniority level Associate

Employment type Full-time

Job function Other

Industries Banking

Benefits

Medical insurance

Vision insurance

401(k)

Paid maternity leave

Paid paternity leave

Tuition assistance

Disability insurance

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