U.S. Bancorp
Financial Analyst
U.S. Bank's Corporate Treasury department is hiring. We're looking for a skilled Financial Analyst to join the Asset Liability Management (ALM) Forecast Team. In this role, you'll be responsible for providing senior management with accurate, timely and comprehensive forecasts of the balance sheet and net interest income (NII). ALM is also responsible for managing the asset and liability positions of the bank, primarily through the measurement and monitoring of interest rate risk, to help inform and develop balance sheet strategies.
Key Qualifications
Experience in any of the following : Corporate Treasury, forecasting, financial analysis, FTP, stress testing / CCAR, financial modeling, interest rate analytics, data analytics
Technical skills : Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau)
Responsibilities
Coordinating with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategy
Performing analysis around Loans (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholders
Developing business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholders
Leveraging Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity risk
Actively seeking to understand how changes in the regulatory and / or macroeconomic environment may impact Loan and FTP drivers
Helping inform and support strategies to drive financial results within the company's risk appetite
Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically five or more years of related experience
Preferred Skills / Experience
Financial services / Banking experience with knowledge of industry products
Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau), PowerPoint
Well-developed mathematical and analytical skills
Excellent written and verbal communication skills
Ability to analyze data, identify trends, and recognize anomalies
Willingness to learn quantitative and qualitative risk factors, industry risks, competition risk, and risk management approaches
Experience in any of the following - ALM, Corporate Treasury, forecasting, NII, FTP, stress testing / CCAR, balance sheet management, ALCO, model output validation, financial modeling, interest rate analytics, data analytics
The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
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Key Qualifications
Experience in any of the following : Corporate Treasury, forecasting, financial analysis, FTP, stress testing / CCAR, financial modeling, interest rate analytics, data analytics
Technical skills : Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau)
Responsibilities
Coordinating with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategy
Performing analysis around Loans (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholders
Developing business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholders
Leveraging Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity risk
Actively seeking to understand how changes in the regulatory and / or macroeconomic environment may impact Loan and FTP drivers
Helping inform and support strategies to drive financial results within the company's risk appetite
Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically five or more years of related experience
Preferred Skills / Experience
Financial services / Banking experience with knowledge of industry products
Excel (Advanced), SQL, Data Visualization Tools (Power BI / Tableau), PowerPoint
Well-developed mathematical and analytical skills
Excellent written and verbal communication skills
Ability to analyze data, identify trends, and recognize anomalies
Willingness to learn quantitative and qualitative risk factors, industry risks, competition risk, and risk management approaches
Experience in any of the following - ALM, Corporate Treasury, forecasting, NII, FTP, stress testing / CCAR, balance sheet management, ALCO, model output validation, financial modeling, interest rate analytics, data analytics
The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
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