Foothills Bank
About The Role
SUMMARY:
Responsible for assisting in the processing and servicing of consumer loans, including Home Equity Lines of Credit (HELOC), and other consumer loans offered by the Division. Obtains loan request packages from Branch staff and completes the processing of the loan to include tasks from origination to funding. Service requests for management of the consumer loan portfolio and other related requests will also be processed.
Duties and Responsibilities
Receives completed applications from branch staff and reviews loan packages for completeness and accuracy.
Organize files and complete compliance and processing worksheets.
Update consumer loan pipeline reports and other reports as directed.
Input and maintain "Data Entry" functions in Decision Pro or other consumer processing origination system.
Review and send any disclosures required to loan applicant.
Work with Credit Analyst or Consumer Loan Manager to obtain credit analysis and approvals for consumer loans.
Prepare appraisal order request or order appraisal via appraisal management company.
Order title report and work with title officer to obtain required information.
Verify completion of required compliance processing and documentation per Glacier Bank policy.
Work directly with Branch staff to obtain any additional information required.
Work with "Doc Generation" staff for documentation and review documents for completeness.
Assist with loan file maintenance call back, as backup, as needed.
Insurance tracking and flood tracking for consumer and other loans as needed.
Perform job functions in compliance with all company policies, federal and state rules and regulations as applicable to the position, including, but not limited to BSA/AML, ECOA/Reg B, HMDA, CRA, FHLB, OFAC, and GLBA/privacy rules.
About You Qualifications
High school diploma and three or more years of related experience.
Prior financial industry experience, in a loan department, preferred.
Knowledge, Skill, Ability
Must show a strong desire to develop a mastery of the loan process and thorough knowledge of consumer loan compliance regulations.
Must have the ability to work in a professional and confidential manner.
Excellent organizational and time management skills.
Possess a high degree of investigative, analytical skills – be detail oriented.
Intermediate to advanced computer skills with working knowledge of MS Office suite.
Ability to follow management guidance so that job duties are performed within compliance and regulations requirements.
Capacity to maintain a moderate to heavy volume of work assignments and correspondence.
Capability to work independent of daily supervision yet be team oriented.
Ability to multi-task and handle complex tasks with accuracy and efficiency. Strong attention to detail and organizational skills.
Capability for stress management and ability to maintain composure in difficult situations.
Skilled at consistently applying policies and procedures and willingness to bring issues forward to management for direction when needed.
Demonstrate a consistent optimistic attitude and maintaining positive and productive relationships with employees and clients.
Work Environment Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise. This is an on-site position and regular and timely attendance is an essential function of the position.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand; use hands to operate a computer, and talk or hear. The employee is occasionally required to walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 30 pounds. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing/descending stairs in an emergency situation. Specific vision abilities required by this job include, the worker is required to have close visual acuity to perform an activity such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes. This job includes close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.
What We Offer COMPENSATION & BENEFITS Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
Equal Opportunity Employer We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
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Responsible for assisting in the processing and servicing of consumer loans, including Home Equity Lines of Credit (HELOC), and other consumer loans offered by the Division. Obtains loan request packages from Branch staff and completes the processing of the loan to include tasks from origination to funding. Service requests for management of the consumer loan portfolio and other related requests will also be processed.
Duties and Responsibilities
Receives completed applications from branch staff and reviews loan packages for completeness and accuracy.
Organize files and complete compliance and processing worksheets.
Update consumer loan pipeline reports and other reports as directed.
Input and maintain "Data Entry" functions in Decision Pro or other consumer processing origination system.
Review and send any disclosures required to loan applicant.
Work with Credit Analyst or Consumer Loan Manager to obtain credit analysis and approvals for consumer loans.
Prepare appraisal order request or order appraisal via appraisal management company.
Order title report and work with title officer to obtain required information.
Verify completion of required compliance processing and documentation per Glacier Bank policy.
Work directly with Branch staff to obtain any additional information required.
Work with "Doc Generation" staff for documentation and review documents for completeness.
Assist with loan file maintenance call back, as backup, as needed.
Insurance tracking and flood tracking for consumer and other loans as needed.
Perform job functions in compliance with all company policies, federal and state rules and regulations as applicable to the position, including, but not limited to BSA/AML, ECOA/Reg B, HMDA, CRA, FHLB, OFAC, and GLBA/privacy rules.
About You Qualifications
High school diploma and three or more years of related experience.
Prior financial industry experience, in a loan department, preferred.
Knowledge, Skill, Ability
Must show a strong desire to develop a mastery of the loan process and thorough knowledge of consumer loan compliance regulations.
Must have the ability to work in a professional and confidential manner.
Excellent organizational and time management skills.
Possess a high degree of investigative, analytical skills – be detail oriented.
Intermediate to advanced computer skills with working knowledge of MS Office suite.
Ability to follow management guidance so that job duties are performed within compliance and regulations requirements.
Capacity to maintain a moderate to heavy volume of work assignments and correspondence.
Capability to work independent of daily supervision yet be team oriented.
Ability to multi-task and handle complex tasks with accuracy and efficiency. Strong attention to detail and organizational skills.
Capability for stress management and ability to maintain composure in difficult situations.
Skilled at consistently applying policies and procedures and willingness to bring issues forward to management for direction when needed.
Demonstrate a consistent optimistic attitude and maintaining positive and productive relationships with employees and clients.
Work Environment Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise. This is an on-site position and regular and timely attendance is an essential function of the position.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand; use hands to operate a computer, and talk or hear. The employee is occasionally required to walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 30 pounds. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing/descending stairs in an emergency situation. Specific vision abilities required by this job include, the worker is required to have close visual acuity to perform an activity such as preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes. This job includes close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.
What We Offer COMPENSATION & BENEFITS Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
Equal Opportunity Employer We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
#J-18808-Ljbffr