SouthState Bank
Overview
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FIU Analyst - AML (Remote)
role at
SouthState Bank The Financial Intelligence Unit (FIU) Analyst/AML is responsible for assisting with BSA related functions that can include: analysis, investigation and disposition of alerts generated from the bank’s BSA/AML automated surveillance monitoring software, completing and documenting case investigations, and/or completing suspicious activity reports (SAR). The Bank is committed to complying with the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC, and to maintaining a comprehensive BSA/AML/OFAC compliance program. Continued non-compliance may result in disciplinary action up to termination. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Essential Functions
Analyze accounts for unusual or suspicious activity through the use of various reports and alerts generated by the bank’s anti-money laundering system; Process alerts by determining whether to clear or escalate for further investigation based on analysis of findings; Conduct account investigations and research to address irregularities and determine whether escalation is warranted; Ensure all determinations are supported by evidence and well documented; Document all findings in a centralized case management system to ensure complete documentation is maintained as required by law; Communicate with Bank personnel and management on CDD/EDD deficiencies detected during the monitoring process; Escalate activity that meets criteria for investigating suspected fraudulent or unusual activity using an Unusual Activity Referral Form; Maintain proficiency in all aspects of BSA/AML and/or fraud compliance; Adhere to all Bank policies and procedures, including confidentiality, code of ethics and BSA/AML/OFAC policies; Other duties and responsibilities may be assigned as needed by the bank.
Competencies
Strong critical thinking, analytical and problem-solving skills; Ability to identify fraudulent, unusual and/or suspicious activity and determine escalation needs; Ability to perform detailed analysis of accounts and relationships; Ability to work in a fast paced, high intensity, deadline-driven environment; Self-motivated, dependable, adaptable, and detail-oriented with strong research and organizational skills; Ability to handle multiple tasks and prioritize effectively; Proficiency with PC software (Outlook, Word, Excel, PowerPoint) and internal bank systems a plus; Excellent oral and written communication skills; Ability to draft reports and business correspondence; Ability to interact with all business lines and people at varying levels; Ability to read, analyze and interpret Federal and State banking regulations related to BSA/AML.
Qualifications, Education, And Certification Requirements
Education: Bachelor’s degree preferred Experience: Minimum of 5 years banking experience in a BSA/AML Analyst position Experience monitoring, reviewing, and analyzing account activity to identify fraud or suspicious activity Experience conducting investigations and enhanced due diligence at an advanced level Certifications/Specific Knowledge: Knowledge and understanding of BSA/AML regulations; Familiarity with AML monitoring systems and research databases; Understanding of bank operations including teller transactions; CAMS (Certified Anti-Money Laundering Specialist) and/or CAFP (Certified AML and Fraud Professional) preferred
Training Requirements/Classes
New Employee Orientation Required annual compliance training System-specific training as necessary to perform duties FIU/Financial crimes training as assigned by the Chief BSA Officer
Physical Demands
Must be able to remain seated or stand at a computer for a minimum of four (4) hours per workday Must be able to use hands and fingers to enter data or answer a phone throughout most of an eight (8) hour shift Must be able to hear and communicate with coworkers and customers
The physical demands described are representative of those required to perform the essential functions of this job. Position may require irregular hours.
Work Environment
Telecommuting roles require a secure home office environment free from background noise and distractions, with a reliable private internet connection. Remote work is not a substitute for child/dependent care. Requirements may change with new systems and technology.
Travel
Travel may be required for attendance at meetings as needed.
In accordance with Colorado law: Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00; actual offers determined by skills, experience and education.
Location/Posting Notes
Winter Haven, FL; Lakeland, FL – compensation ranges shown reflect location variations. Posting deadline: 11-16-2025; qualified candidates may be considered beyond this date.
Equal Opportunity Employer, including disabled/veterans.
Benefits | SouthState Careers
#J-18808-Ljbffr
Join to apply for the
FIU Analyst - AML (Remote)
role at
SouthState Bank The Financial Intelligence Unit (FIU) Analyst/AML is responsible for assisting with BSA related functions that can include: analysis, investigation and disposition of alerts generated from the bank’s BSA/AML automated surveillance monitoring software, completing and documenting case investigations, and/or completing suspicious activity reports (SAR). The Bank is committed to complying with the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC, and to maintaining a comprehensive BSA/AML/OFAC compliance program. Continued non-compliance may result in disciplinary action up to termination. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Essential Functions
Analyze accounts for unusual or suspicious activity through the use of various reports and alerts generated by the bank’s anti-money laundering system; Process alerts by determining whether to clear or escalate for further investigation based on analysis of findings; Conduct account investigations and research to address irregularities and determine whether escalation is warranted; Ensure all determinations are supported by evidence and well documented; Document all findings in a centralized case management system to ensure complete documentation is maintained as required by law; Communicate with Bank personnel and management on CDD/EDD deficiencies detected during the monitoring process; Escalate activity that meets criteria for investigating suspected fraudulent or unusual activity using an Unusual Activity Referral Form; Maintain proficiency in all aspects of BSA/AML and/or fraud compliance; Adhere to all Bank policies and procedures, including confidentiality, code of ethics and BSA/AML/OFAC policies; Other duties and responsibilities may be assigned as needed by the bank.
Competencies
Strong critical thinking, analytical and problem-solving skills; Ability to identify fraudulent, unusual and/or suspicious activity and determine escalation needs; Ability to perform detailed analysis of accounts and relationships; Ability to work in a fast paced, high intensity, deadline-driven environment; Self-motivated, dependable, adaptable, and detail-oriented with strong research and organizational skills; Ability to handle multiple tasks and prioritize effectively; Proficiency with PC software (Outlook, Word, Excel, PowerPoint) and internal bank systems a plus; Excellent oral and written communication skills; Ability to draft reports and business correspondence; Ability to interact with all business lines and people at varying levels; Ability to read, analyze and interpret Federal and State banking regulations related to BSA/AML.
Qualifications, Education, And Certification Requirements
Education: Bachelor’s degree preferred Experience: Minimum of 5 years banking experience in a BSA/AML Analyst position Experience monitoring, reviewing, and analyzing account activity to identify fraud or suspicious activity Experience conducting investigations and enhanced due diligence at an advanced level Certifications/Specific Knowledge: Knowledge and understanding of BSA/AML regulations; Familiarity with AML monitoring systems and research databases; Understanding of bank operations including teller transactions; CAMS (Certified Anti-Money Laundering Specialist) and/or CAFP (Certified AML and Fraud Professional) preferred
Training Requirements/Classes
New Employee Orientation Required annual compliance training System-specific training as necessary to perform duties FIU/Financial crimes training as assigned by the Chief BSA Officer
Physical Demands
Must be able to remain seated or stand at a computer for a minimum of four (4) hours per workday Must be able to use hands and fingers to enter data or answer a phone throughout most of an eight (8) hour shift Must be able to hear and communicate with coworkers and customers
The physical demands described are representative of those required to perform the essential functions of this job. Position may require irregular hours.
Work Environment
Telecommuting roles require a secure home office environment free from background noise and distractions, with a reliable private internet connection. Remote work is not a substitute for child/dependent care. Requirements may change with new systems and technology.
Travel
Travel may be required for attendance at meetings as needed.
In accordance with Colorado law: Colorado pay for this position is anticipated to be between $48,647.00 - $77,710.00; actual offers determined by skills, experience and education.
Location/Posting Notes
Winter Haven, FL; Lakeland, FL – compensation ranges shown reflect location variations. Posting deadline: 11-16-2025; qualified candidates may be considered beyond this date.
Equal Opportunity Employer, including disabled/veterans.
Benefits | SouthState Careers
#J-18808-Ljbffr