National Mortgage Staffing
Hybrid Non-QM Underwriter
National Mortgage Staffing, Los Angeles, California, United States, 90079
Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) – On-Site or Hybrid
Our client, a growing California-based mortgage lender, is seeking an experienced
Non-QM Underwriter
with expertise in DSCR, Bank Statement, and alternative documentation loan products. This position can be
on-site or hybrid
in either the
North Hollywood
or
Brea
office.
Key Responsibilities
Review and underwrite
Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based
mortgage loans.
Analyze self-employed and alternative documentation income calculations.
Ensure all files meet company, investor, and regulatory guidelines.
Run AUS findings and evaluate risk using
DU, LPA, and Total Scorecard .
Communicate effectively with processors, account managers, and loan officers to resolve file conditions.
Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times.
Stay current on investor guidelines and evolving Non-QM products.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience (required).
Advanced understanding of
DSCR, Bank Statement, VOE, P&L, and Asset-based
loans.
Strong experience underwriting
self-employed borrowers
and complex income structures.
Proficiency with
Encompass LOS ,
CoreLogic FraudGuard , and
AUS systems
(DU, LPA, Total Scorecard).
Must have underwritten front line loans within the past 12 months.
Compensation & Benefits
Base salary:
$70,000–$100,000 (DOE)
Bonus:
Monthly eligibility after 2 years based on funding quota
Benefits:
Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
Work Model:
On-site or hybrid at either office (North Hollywood or Brea)
National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly.
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Non-QM Underwriter
with expertise in DSCR, Bank Statement, and alternative documentation loan products. This position can be
on-site or hybrid
in either the
North Hollywood
or
Brea
office.
Key Responsibilities
Review and underwrite
Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based
mortgage loans.
Analyze self-employed and alternative documentation income calculations.
Ensure all files meet company, investor, and regulatory guidelines.
Run AUS findings and evaluate risk using
DU, LPA, and Total Scorecard .
Communicate effectively with processors, account managers, and loan officers to resolve file conditions.
Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times.
Stay current on investor guidelines and evolving Non-QM products.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience (required).
Advanced understanding of
DSCR, Bank Statement, VOE, P&L, and Asset-based
loans.
Strong experience underwriting
self-employed borrowers
and complex income structures.
Proficiency with
Encompass LOS ,
CoreLogic FraudGuard , and
AUS systems
(DU, LPA, Total Scorecard).
Must have underwritten front line loans within the past 12 months.
Compensation & Benefits
Base salary:
$70,000–$100,000 (DOE)
Bonus:
Monthly eligibility after 2 years based on funding quota
Benefits:
Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
Work Model:
On-site or hybrid at either office (North Hollywood or Brea)
National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly.
#J-18808-Ljbffr