Mirastar Federal Credit Union
Fraud Prevention Analyst
Mirastar Federal Credit Union, San Jose, California, United States, 95199
Join to apply for the
Fraud Prevention Analyst
role at
Mirastar Federal Credit Union .
This role manages and optimizes the Credit Union’s anti-fraud program, supports anti-money laundering (AML) investigations, and reports on financial and reputational risks. Strong data analytics and regulatory compliance expertise are essential.
Pay Range Base pay range: $37.00/hr – $43.00/hr.
Key Responsibilities
Analyze large datasets of transactions, alerts, and case records to detect emerging fraud trends and patterns.
Develop and implement preventive strategies, rules, and software optimizations to mitigate risk and prevent future fraud.
Investigate suspicious activity alerts related to potential money laundering, terrorist financing, fraud, and other financial crimes in compliance with BSA, PATRIOT Act, and AML/CFT regulations; prepare Suspicious Activity Reports (SAR) and Adult Protective Service Reports (APS) as required.
Collaborate with Operations, IT, Lending, Payments, and Law Enforcement to coordinate fraud prevention efforts, provide training, and deliver management reports on fraud trends and program effectiveness.
Support AML-related functions as a backup and attend quarterly in-person strategy meetings at the corporate office.
Stay informed of new regulations and fraud typologies; attend seminars, conferences, and training sessions to maintain certifications.
Qualifications
Education and Experience:
Associate degree in data analytics or equivalent, plus 5–10 years of related experience.
Certifications:
CAMS, CFE, CAP, or equivalent highly encouraged.
Location:
Must be located within the state of California (flexible work arrangement may apply).
Essential Functions
Conduct fraud trend analysis using correlation, root cause, gap, temporal, loss, and geospatial techniques.
Develop rules and strategies based on trend analysis; tune and optimize AML/anti-fraud software; work with vendors for improvements.
Prepare and file SARs, APSs, and other regulatory reports; manage freezing/offsetting funds procedures.
Collaborate across departments and with law enforcement; deliver training and fraud reports.
Participate in annual risk assessments; serve on fraud subject‑matter‑expert projects.
Maintain knowledge of new regulations and fraud tactics; pursue applicable certifications.
Knowledge, Skills, and Abilities
Strong analytical skills to interpret complex data and recognize patterns.
Technical proficiency with data analysis tools such as PRISM, Guardian Officer, or similar fraud detection software.
Comprehensive understanding of BSA, AML laws, Regulation E, and related financial regulations.
Excellent communication and reporting abilities for technical and non‑technical audiences.
Critical thinking and investigator mindset to evaluate information objectively.
Self‑motivation, hunger for learning, humility, and teamwork orientation.
Intelligent judgment and intuition in group dynamics and communication.
Physical Requirements
Full‑time hours with additional work as necessary.
Occasional lifting or moving of up to 10 pounds.
EEO Statement Mirastar encourages diverse applicants to apply for all positions. Mirastar does not discriminate in employment opportunities or practices on the basis of race, color, religion, creed, sex, familial status, marital status or domestic partner status, national origin, age, disability, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition including genetic characteristics, veteran or military status, sexual orientation, gender identity, gender expression, gender equality, traffic or student disability certifications or consent, or any other characteristic protected by law. Discrimination based on any of these protected classifications is unlawful and violates company policy. Mirastar makes all employment decisions without regard to these protected statuses and does not tolerate harassment or discrimination.
Note: This job description is not an exhaustive list of all job functions. Mirastar reserves the right to revise or change responsibilities as needed.
Get notified about new Fraud Analyst jobs in
San Jose, CA .
#J-18808-Ljbffr
Fraud Prevention Analyst
role at
Mirastar Federal Credit Union .
This role manages and optimizes the Credit Union’s anti-fraud program, supports anti-money laundering (AML) investigations, and reports on financial and reputational risks. Strong data analytics and regulatory compliance expertise are essential.
Pay Range Base pay range: $37.00/hr – $43.00/hr.
Key Responsibilities
Analyze large datasets of transactions, alerts, and case records to detect emerging fraud trends and patterns.
Develop and implement preventive strategies, rules, and software optimizations to mitigate risk and prevent future fraud.
Investigate suspicious activity alerts related to potential money laundering, terrorist financing, fraud, and other financial crimes in compliance with BSA, PATRIOT Act, and AML/CFT regulations; prepare Suspicious Activity Reports (SAR) and Adult Protective Service Reports (APS) as required.
Collaborate with Operations, IT, Lending, Payments, and Law Enforcement to coordinate fraud prevention efforts, provide training, and deliver management reports on fraud trends and program effectiveness.
Support AML-related functions as a backup and attend quarterly in-person strategy meetings at the corporate office.
Stay informed of new regulations and fraud typologies; attend seminars, conferences, and training sessions to maintain certifications.
Qualifications
Education and Experience:
Associate degree in data analytics or equivalent, plus 5–10 years of related experience.
Certifications:
CAMS, CFE, CAP, or equivalent highly encouraged.
Location:
Must be located within the state of California (flexible work arrangement may apply).
Essential Functions
Conduct fraud trend analysis using correlation, root cause, gap, temporal, loss, and geospatial techniques.
Develop rules and strategies based on trend analysis; tune and optimize AML/anti-fraud software; work with vendors for improvements.
Prepare and file SARs, APSs, and other regulatory reports; manage freezing/offsetting funds procedures.
Collaborate across departments and with law enforcement; deliver training and fraud reports.
Participate in annual risk assessments; serve on fraud subject‑matter‑expert projects.
Maintain knowledge of new regulations and fraud tactics; pursue applicable certifications.
Knowledge, Skills, and Abilities
Strong analytical skills to interpret complex data and recognize patterns.
Technical proficiency with data analysis tools such as PRISM, Guardian Officer, or similar fraud detection software.
Comprehensive understanding of BSA, AML laws, Regulation E, and related financial regulations.
Excellent communication and reporting abilities for technical and non‑technical audiences.
Critical thinking and investigator mindset to evaluate information objectively.
Self‑motivation, hunger for learning, humility, and teamwork orientation.
Intelligent judgment and intuition in group dynamics and communication.
Physical Requirements
Full‑time hours with additional work as necessary.
Occasional lifting or moving of up to 10 pounds.
EEO Statement Mirastar encourages diverse applicants to apply for all positions. Mirastar does not discriminate in employment opportunities or practices on the basis of race, color, religion, creed, sex, familial status, marital status or domestic partner status, national origin, age, disability, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition including genetic characteristics, veteran or military status, sexual orientation, gender identity, gender expression, gender equality, traffic or student disability certifications or consent, or any other characteristic protected by law. Discrimination based on any of these protected classifications is unlawful and violates company policy. Mirastar makes all employment decisions without regard to these protected statuses and does not tolerate harassment or discrimination.
Note: This job description is not an exhaustive list of all job functions. Mirastar reserves the right to revise or change responsibilities as needed.
Get notified about new Fraud Analyst jobs in
San Jose, CA .
#J-18808-Ljbffr