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Hippo Insurance

Reserving Actuary

Hippo Insurance, Dallas, Texas, United States, 75215

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Overview Join to apply for the

Reserving Actuary

role at

Hippo Insurance .

Title:

Reserving Actuary

Location:

Dallas, TX / Austin, TX / Bedminster, NJ / San Francisco Bay Area, CA

Reporting to:

VP, Reserving

About Hippo:

Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We’ll also help you find coverage for everything life brings—from auto to flood—reimagining how you care for your home.

About The Role We are seeking a detail-oriented and analytical actuary to join our reserving team for program business. In this role, you will support the development and maintenance of loss reserve models, ensuring the company’s financial stability and compliance with regulatory standards. You will work closely with senior actuaries, finance, and claims teams to analyze trends, evaluate reserve adequacy, and improve actuarial methodologies.

What You’ll Do

Collaborate to drive forward the analysis of ultimate losses and loss adjustment expenses across program partners

Coordinate, maintain, and communicate metrics from the loss reserving process to support related disciplines such as Pricing, Underwriting, Reinsurance, and Finance

Support the annual, quarterly, and monthly financial reporting processes across GAAP and STAT entities

Collaborate proactively and independently across functions to drive communication and education around loss ratio performance, emerging issues, and industry results

Perform forensic data analysis to identify any issues with claims data quality

Own the reconciliation of data, set up data routines, structure custom reserve reviews, and ensure the organization has effective tools to evaluate reserves. Drive clear documentation and maintain strong controls for all related processes

Proactively identify opportunities for process and efficiency improvement in department functions with follow-through to implement data driven and automated solutions

Opportunity to innovate reserving models: model building, refitting, or calibration

Support the review of new and existing insurance programs

Must Haves

Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field

5+ years in actuarial role including time in property casualty loss reserving

Solid foundation in basic reserving methodologies

Actuarial credentials: ACAS required

Strong research, statistical, analytical, and mathematical skills with the ability to conduct analysis on limited and/or unstructured data

Demonstrated experience presenting to senior leadership and communicating with a large audience across different disciplines

Professional proficiency in SQL, Excel, and Python is required

Demonstrated project management and ability to deliver under tight timelines

A good understanding of different accounting standards (e.g., US GAAP, US STAT)

Nice to Have

Prior program experience

Experience across many lines of business including Casualty

Benefits And Perks

Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)

Equity - This position is eligible for equity compensation

Training and Career Growth - Training and internal career growth opportunities

Flexible Time Off - You know when and how you should recharge

Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers

Hippo Habitat - Snacks and drinks available for onsite employees

The Bedminster, NJ and San Francisco Bay Area base pay range for this role is $125,000 - $175,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.

Hippo CCPA

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