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Farmers & Merchants Bank of Long Beach

Banking Relationship Specialist

Farmers & Merchants Bank of Long Beach, Newport Beach, California, us, 92659

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Banking Relationship Specialist

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Farmers & Merchants Bank of Long Beach

Farmers & Merchants Bank of Long Beach provided pay range This range is provided by Farmers & Merchants Bank of Long Beach. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range $23.77/yr - $29.35/yr

Job Summary The Banking Relationship Specialist is our first customer contact and one of the key people to set the tone of service and sales at the branch level. They will maintain a professional image and follow standard operational, services and sales processes, including using the sales road map to make appropriate needs analysis, provide recommendations and solutions for those needs, cross sell the appropriate bank products and services, and delivering a white glove customer experience that exceeds expectations.

Consult with clients and prospects about their financial goals and needs, and identify and promote F&M products and services to best meet those needs.

Actively cross-sell bank products by leveraging sales opportunities in assigned branch and by referring clients to other F&M departments for additional needs.

Address and resolve customer concerns and questions both in person and via telephone pertaining to account activity and perform customer research.

Review customers’ accounts and answer customers’ questions both in person and via telephone pertaining to account activity and perform customer research.

Open new personal and business accounts and/or perform maintenance in compliance with established policies and procedures.

Explain bank procedures and requirements, prioritize work to maximize customer service, ability to deal with frequent interruptions and utilize strong problem solving skills.

Support new marketing campaigns and product launches.

Quote rates, terms and fees on bank products and services.

Collect and review all account documentation and assume responsibility for its proper completion.

Identify transactions with potential fraud or suspected Elder Abuse and notify Branch Management. Take personal responsibility for developing and maintaining knowledge required to fulfill job functions.

Perform outbound client contact to establish and build relationships.

Banking Relationship Specialist Levels & Classifications The Banking Relationship Specialist position has multiple levels, and each level is defined in the Banking Relationship Specialist Classifications document. The Banking Relationship Specialist Classifications document will include additional essential duties and required knowledge and skills for each level.

File Maintenance

Required Knowledge

Regulation CC

Regulation DD

Regulation E (EFT) Overview

Regulation BB (CRA) Overview

Regulation B (ECOA) Overview

Regulation C (HMDA) Overview

Regulation X (RESPA) Overview

Regulation Z (Truth in Lending) Overview

Bank Secrecy Act

FDIC Insurance

Privacy Laws

Teller Operations and Procedure

Complaint Documentation Policy

Complies with all State and Federal Banking regulatory requirements, including but not limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual Harassment, Information Security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or BSA department. Completes compliance and other technical training workshops as assigned.

Basic Knowledge, Skills and Abilities

Clear understanding of the English Language (Spoken & Written)

Basic Mathematics Skills

Customer Service Skills

Business Development Skills

Basic Sales Skills

Critical Thinking, Judgment & Problem Solving Skills

Ability to actively listen & learn.

Ability to use oral communication techniques to sell products or services

Ability to respectfully communicate with Supervisors and Co-workers

Ability to effectively deal with unpleasant, angry or discourteous people

Equipment Operate d

Desk Top Computers

Currency Machines

Scanners

Teller Cash Recyclers

Physical Requirements & Work Environment

Requires repetitive movement.

Requires sitting for prolonged periods of time.

Requires lifting up 25lb

Requires using hands to handle, control or feel objects

Office setting w/ controlled temperature

Education and Experience

High School Diploma or equivalent required

Preferred candidate should possess 1-2 years of teller experience and 4+ years of New Accounts/Sales Experience

Additional Requirements

Professional business attire

Ability to travel to various bank locations as needed

Saturday hours are required to meet business needs regardless of primary location business hours

This job description is not intended to be all-inclusive, and employees will also perform other duties as assigned by management as required.

Farmers and Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as the need arises. This job description does not constitute a written or implied contract of employment.

Seniority level

Entry level

Employment type

Full-time

Job function

Other

Banking

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