American Credit Acceptance
Sr. Director of Loss Mitigation Innovation and Operations
American Credit Acceptance, Spartanburg, South Carolina, United States, 29302
Sr. Director of Loss Mitigation Innovation and Operations
3 days ago Be among the first 25 applicants
Get AI-powered advice on this job and more exclusive features.
Spartanburg, SC $155,000 - $410,000 2 weeks ago
Description We are seeking a dynamic Sr. Director of Servicing Innovation and Operations to lead the operational management and transformation of loss mitigation and recovery strategies at ACA. This role is responsible for driving innovation through re‑envisioning loss mitigation business outcome, technology and AI solutions, process enhancements, and advanced training programs to optimize performance while ensuring compliance with State and Federal regulations.
Essential Functions
Responsibility of a loss mitigation and recoveries staff to mitigate losses and maximize recoveries for ACA.
Manage the communications with internal management and external clients.
Evaluate and make recommendations related to organizational structure, talent assessment, staff reductions/expansions, process flows and technology needs.
Managing and performing updates to the loss mitigation and recoveries systems and other department technology as required.
Oversee budgetary responsibilities and drive process improvement initiatives for efficiency and effectiveness.
Collaborate with leadership to identify and resolve operational challenges within loss mitigation functions.
Guiding the generation of loss mitigation, recoveries, and production reports for the Servicing Department.
Make employment decisions, set performance standards, and conduct regular performance evaluations.
Other tasks as assigned.
Qualifications
10+ years of experience in auto loan or financial servicing.
5+ years of experience in collections or recoveries.
5+ years of experience with people management and leadership.
Bachelor's Degree in a field related to industry or equivalent experience.
Proficient in Microsoft Windows (Word and Excel).
Excellent written and verbal communication.
Ability to use logic and reasoning skills.
Ability to exhibit leadership qualities.
Have understanding of budget preparation.
Previous Audit and Compliance experience.
MSP/CMS technical knowledge preferred.
Supervisory Responsibility This position will have supervisory responsibility for a team of leaders, including managers and directors within the Loss Mitigation organization.
Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
Position Type / Expected Hours of Work This is a full‑time position with a work schedule of Monday‑Friday with some schedule variations as needed.
Travel This position will require up to 10% travel.
EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non‑discrimination in employment in every location in which the company has facilities.
Disclaimer: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
California Privacy Notice As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our
Employee Privacy Notice .
#J-18808-Ljbffr
Get AI-powered advice on this job and more exclusive features.
Spartanburg, SC $155,000 - $410,000 2 weeks ago
Description We are seeking a dynamic Sr. Director of Servicing Innovation and Operations to lead the operational management and transformation of loss mitigation and recovery strategies at ACA. This role is responsible for driving innovation through re‑envisioning loss mitigation business outcome, technology and AI solutions, process enhancements, and advanced training programs to optimize performance while ensuring compliance with State and Federal regulations.
Essential Functions
Responsibility of a loss mitigation and recoveries staff to mitigate losses and maximize recoveries for ACA.
Manage the communications with internal management and external clients.
Evaluate and make recommendations related to organizational structure, talent assessment, staff reductions/expansions, process flows and technology needs.
Managing and performing updates to the loss mitigation and recoveries systems and other department technology as required.
Oversee budgetary responsibilities and drive process improvement initiatives for efficiency and effectiveness.
Collaborate with leadership to identify and resolve operational challenges within loss mitigation functions.
Guiding the generation of loss mitigation, recoveries, and production reports for the Servicing Department.
Make employment decisions, set performance standards, and conduct regular performance evaluations.
Other tasks as assigned.
Qualifications
10+ years of experience in auto loan or financial servicing.
5+ years of experience in collections or recoveries.
5+ years of experience with people management and leadership.
Bachelor's Degree in a field related to industry or equivalent experience.
Proficient in Microsoft Windows (Word and Excel).
Excellent written and verbal communication.
Ability to use logic and reasoning skills.
Ability to exhibit leadership qualities.
Have understanding of budget preparation.
Previous Audit and Compliance experience.
MSP/CMS technical knowledge preferred.
Supervisory Responsibility This position will have supervisory responsibility for a team of leaders, including managers and directors within the Loss Mitigation organization.
Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
Position Type / Expected Hours of Work This is a full‑time position with a work schedule of Monday‑Friday with some schedule variations as needed.
Travel This position will require up to 10% travel.
EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non‑discrimination in employment in every location in which the company has facilities.
Disclaimer: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
California Privacy Notice As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our
Employee Privacy Notice .
#J-18808-Ljbffr