Charles Schwab
Manager – Balance Sheet Forecasting & Analytics
Charles Schwab, Westlake, Texas, United States
Manager – Balance Sheet Forecasting & Analytics
2 days ago Be among the first 25 applicants
At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.
The Balance Sheet Forecasting and Analytics team is a part of our Corporate Treasury department. We are responsible for balance sheet management strategy, portfolio and brokered deposit notional investment allocation decisions, balance sheet modeling and analytics, market risk management, Asset Liability Management (ALM) derivatives, and net interest income forecasting. The overall team manages fixed‑income investments in several portfolios totaling over $200 billion, with approximately $480 billion in total balance sheet assets and $85 billion in off‑balance‑sheet brokered deposit agreement notional investments.
Reporting to the Senior Manager, Balance Sheet Forecasting and Analytics, you will contribute to a team shaping the transformation of the Net Interest Income (NII) forecasting function to be a strategic tool used to optimize the balance sheet and the investment portfolios.
As an individual contributor on the ALM NII forecasting team you will play a key role in modeling NII generated by the assets and liabilities on the balance sheets of the Corporation and affiliates for monthly business‑as‑usual forecasting and for Capital Stress Test scenarios for CCAR and DFAST compliance. You will accurately model and analyze all balance sheet items, suggest improvements, and partner with the Balance Sheet Strategy, ALM Modeling, and Treasury Automation teams to implement next‑generation infrastructure for forecasting and analyzing NII, liquidity, and capital.
What you have Required
4+ years relevant experience with an emphasis on a mix of ALM, fixed‑income analytics, capital markets, interest rate risk or Treasury‑related functions, analytics, reporting.
Bachelor’s degree required; Master’s degree or CFA preferred.
Strong knowledge of Net Interest Revenue (NIR) forecasting.
Experience with Polypaths ALM, QRM, or other NIR forecasting software required.
Experience with CCAR and the associated reporting and control performance preferred.
Experience with Python, SQL or Artificial Intelligence preferred.
Knowledge of fixed‑income investment portfolio forecasting at a bank and broker dealer preferred.
Enthusiasm to work in white space and ability to create innovative analyses to help drive the company’s strategy.
Ability to multi‑task while maintaining composure, determination, and grit in a potentially stressful environment.
Exceptional leadership, communication, and interpersonal skills.
Strong attention to detail, analytical and problem‑solving abilities will be critical to success.
Excellent written and oral communication skills.
In addition to the salary range, this position is also eligible for bonus or incentive opportunities.
What’s in it for you At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and the strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you – both today and in the future:
401(k) with company match and Employee Stock Purchase Plan
Paid time for vacation, volunteering, and a 28‑day sabbatical after every 5 years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance
Referrals increase your chances of interviewing at Charles Schwab by 2x
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Management and Manufacturing
#J-18808-Ljbffr
At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.
The Balance Sheet Forecasting and Analytics team is a part of our Corporate Treasury department. We are responsible for balance sheet management strategy, portfolio and brokered deposit notional investment allocation decisions, balance sheet modeling and analytics, market risk management, Asset Liability Management (ALM) derivatives, and net interest income forecasting. The overall team manages fixed‑income investments in several portfolios totaling over $200 billion, with approximately $480 billion in total balance sheet assets and $85 billion in off‑balance‑sheet brokered deposit agreement notional investments.
Reporting to the Senior Manager, Balance Sheet Forecasting and Analytics, you will contribute to a team shaping the transformation of the Net Interest Income (NII) forecasting function to be a strategic tool used to optimize the balance sheet and the investment portfolios.
As an individual contributor on the ALM NII forecasting team you will play a key role in modeling NII generated by the assets and liabilities on the balance sheets of the Corporation and affiliates for monthly business‑as‑usual forecasting and for Capital Stress Test scenarios for CCAR and DFAST compliance. You will accurately model and analyze all balance sheet items, suggest improvements, and partner with the Balance Sheet Strategy, ALM Modeling, and Treasury Automation teams to implement next‑generation infrastructure for forecasting and analyzing NII, liquidity, and capital.
What you have Required
4+ years relevant experience with an emphasis on a mix of ALM, fixed‑income analytics, capital markets, interest rate risk or Treasury‑related functions, analytics, reporting.
Bachelor’s degree required; Master’s degree or CFA preferred.
Strong knowledge of Net Interest Revenue (NIR) forecasting.
Experience with Polypaths ALM, QRM, or other NIR forecasting software required.
Experience with CCAR and the associated reporting and control performance preferred.
Experience with Python, SQL or Artificial Intelligence preferred.
Knowledge of fixed‑income investment portfolio forecasting at a bank and broker dealer preferred.
Enthusiasm to work in white space and ability to create innovative analyses to help drive the company’s strategy.
Ability to multi‑task while maintaining composure, determination, and grit in a potentially stressful environment.
Exceptional leadership, communication, and interpersonal skills.
Strong attention to detail, analytical and problem‑solving abilities will be critical to success.
Excellent written and oral communication skills.
In addition to the salary range, this position is also eligible for bonus or incentive opportunities.
What’s in it for you At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and the strong belief in the value of being together in person on a regular basis.
We offer a competitive benefits package that takes care of the whole you – both today and in the future:
401(k) with company match and Employee Stock Purchase Plan
Paid time for vacation, volunteering, and a 28‑day sabbatical after every 5 years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance
Referrals increase your chances of interviewing at Charles Schwab by 2x
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Management and Manufacturing
#J-18808-Ljbffr