EverBank
Senior Credit Officer – Commercial Real Estate
EverBank is a nationwide specialty bank dedicated to providing high-value products and services to commercial and consumer clients. As a pioneer in online banking, we offer convenient digital access 24/7 together with phone banking services and a network of financial centers.
Posting End Date: 11/09/25
Key Responsibilities
Promotes the appropriate application of all bank and business unit policies and procedures; supports and drives adherence to regulatory compliance requirements.
Manages performance of direct reports through regular, timely feedback as well as the formal performance review process to ensure the delivery of credit objectives and the engagement, motivation and development of the team.
Develops business-level processes and procedures to identify and manage risk consistent with the bank requirements and mandates.
Ensures business unit compliance with the organization’s processes, procedures and overall credit requirements and guidelines.
Leads underwriting, due diligence and analytical review and oversight associated with new transactions; defines and manages processes for underwriting and due diligence of new transactions, including managing third‑party diligence providers, guiding the loan approval process and overseeing the legal diligence to close new transactions.
Develops relationships with other internal leaders to identify key risk areas for the organization, and evaluates and quantifies their potential impact.
Develops and implements reporting requirements and protocol associated with loan portfolio performance.
Provides ongoing management and oversight of loan portfolio performance; schedules and conducts periodic portfolio and market/property sector reviews to identify and forecast emerging problems and potential impact on portfolio.
Identifies potential structural enhancements to improve credit and reduce risk exposure.
Champions solutions, improvements and best practices to increase operational efficiency and lower the operating costs of the credit department.
Minimum Qualifications
8 years of credit experience within Commercial Real Estate Lending
Preferred Qualifications
10+ years of credit experience within Commercial Real Estate Lending
10+ years of experience in senior leadership roles with significant credit authority
Substantial experience within a banking regulatory environment
Related policy and procedural development and ongoing implementation experience
Deep understanding of credit risk inherent in financing various common collateral types and circumstances
On-going deal management/portfolio management experience as well as workout restructuring
Strong expertise in structuring CRE transactions including all aspects of construction, bridge financing, and participations
Portfolio acquisition and sales experience
Salary $200,000 - $400,000
Benefits
Medical, dental, vision & HSA/FSA
401(k) savings
Paid holidays & generous PTO
Additional wellness & voluntary benefits
Additional Company‑Provided Benefit Options
Tuition reimbursement
Commuter Benefits
Life and Disability Insurance
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Posting End Date: 11/09/25
Key Responsibilities
Promotes the appropriate application of all bank and business unit policies and procedures; supports and drives adherence to regulatory compliance requirements.
Manages performance of direct reports through regular, timely feedback as well as the formal performance review process to ensure the delivery of credit objectives and the engagement, motivation and development of the team.
Develops business-level processes and procedures to identify and manage risk consistent with the bank requirements and mandates.
Ensures business unit compliance with the organization’s processes, procedures and overall credit requirements and guidelines.
Leads underwriting, due diligence and analytical review and oversight associated with new transactions; defines and manages processes for underwriting and due diligence of new transactions, including managing third‑party diligence providers, guiding the loan approval process and overseeing the legal diligence to close new transactions.
Develops relationships with other internal leaders to identify key risk areas for the organization, and evaluates and quantifies their potential impact.
Develops and implements reporting requirements and protocol associated with loan portfolio performance.
Provides ongoing management and oversight of loan portfolio performance; schedules and conducts periodic portfolio and market/property sector reviews to identify and forecast emerging problems and potential impact on portfolio.
Identifies potential structural enhancements to improve credit and reduce risk exposure.
Champions solutions, improvements and best practices to increase operational efficiency and lower the operating costs of the credit department.
Minimum Qualifications
8 years of credit experience within Commercial Real Estate Lending
Preferred Qualifications
10+ years of credit experience within Commercial Real Estate Lending
10+ years of experience in senior leadership roles with significant credit authority
Substantial experience within a banking regulatory environment
Related policy and procedural development and ongoing implementation experience
Deep understanding of credit risk inherent in financing various common collateral types and circumstances
On-going deal management/portfolio management experience as well as workout restructuring
Strong expertise in structuring CRE transactions including all aspects of construction, bridge financing, and participations
Portfolio acquisition and sales experience
Salary $200,000 - $400,000
Benefits
Medical, dental, vision & HSA/FSA
401(k) savings
Paid holidays & generous PTO
Additional wellness & voluntary benefits
Additional Company‑Provided Benefit Options
Tuition reimbursement
Commuter Benefits
Life and Disability Insurance
#J-18808-Ljbffr