EverBank
Senior Credit Officer (Commercial Real Estate)
The Credit Officer Sr, CRE oversees the underwriting, credit analysis, and controls governing the Commercial Real Estate (CRE) Lending Business. The role is responsible for the underwriting, risk identification, management, and containment associated with complex financing of transitional commercial real estate transactions across many markets and virtually all asset types. The Officer implements and oversees the execution of credit initiatives to protect the organization’s assets and ensure efficiency in the credit approval process. The role partners with the credit risk management team to foster open dialogue around risk tolerance and with business leadership to integrate risk tolerance into strategy and execution. Key Responsibilities and Duties
Promotes the appropriate application of all bank and business unit policies and procedures; supports and drives adherence to regulatory compliance requirements. Manages performance of direct reports through regular, timely feedback and formal performance reviews to ensure the delivery of credit objectives and team engagement, motivation, and development. Develops business-level processes and procedures to identify and manage risk consistent with bank requirements and mandates. Ensures business unit compliance with the organization’s processes, procedures, and overall credit requirements and guidelines. Leads underwriting, due diligence and analytical review and oversight associated with new transactions; defines and manages processes for underwriting and due diligence of new transactions, including managing third‑party diligence providers, guiding the loan approval process, and overseeing legal diligence to close new transactions. Develops relationships with other internal leaders to identify key risk areas for the organization and evaluates and quantifies their potential impact. Develops and implements reporting requirements and protocols associated with loan portfolio performance. Provides ongoing management and oversight of loan portfolio performance; schedules and conducts periodic portfolio and market/property sector reviews to identify and forecast emerging problems and potential impact on the portfolio. Identifies potential structural enhancements to improve credit and reduce risk exposure. Champions solutions, improvements and best practices to increase operational efficiency and lower operating costs of the credit department. Minimum Qualifications
8 years of credit experience within Commercial Real Estate Lending. Preferred Qualifications
10+ years of credit experience within Commercial Real Estate Lending. 10+ years of experience in senior leadership roles with significant credit authority. Substantial experience within a banking regulatory environment. Related policy and procedural development and ongoing implementation experience. Deep understanding of credit risk inherent in financing various common collateral types and circumstances. Ongoing deal management/portfolio management experience as well as workout restructuring. Strong expertise in structuring CRE transactions including all aspects of construction, bridge financing, and participations. Portfolio acquisition and sales experience. Educational Requirements
University degree preferred. Role Specific Work Experience
8+ Years required; 10+ Years preferred. Physical Requirements
Physical requirements: Sedentary work. Career Level
10PL. Salary range: $200,000 - $400,000. Company Overview
EverBank, N.A. is a nationwide specialty bank providing high‑value products and services to consumer and commercial clients. As a pioneer in online banking, the company offers convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers. Benefits
Medical, dental, vision & HSA/FSA. 401(k) savings. Paid holidays & generous PTO. Additional wellness & voluntary benefits. Additional Company‑Provided Benefit Options
Tuition reimbursement. Commuter benefits. Life and disability insurance. Other
Posting end date: 11/09/25.
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The Credit Officer Sr, CRE oversees the underwriting, credit analysis, and controls governing the Commercial Real Estate (CRE) Lending Business. The role is responsible for the underwriting, risk identification, management, and containment associated with complex financing of transitional commercial real estate transactions across many markets and virtually all asset types. The Officer implements and oversees the execution of credit initiatives to protect the organization’s assets and ensure efficiency in the credit approval process. The role partners with the credit risk management team to foster open dialogue around risk tolerance and with business leadership to integrate risk tolerance into strategy and execution. Key Responsibilities and Duties
Promotes the appropriate application of all bank and business unit policies and procedures; supports and drives adherence to regulatory compliance requirements. Manages performance of direct reports through regular, timely feedback and formal performance reviews to ensure the delivery of credit objectives and team engagement, motivation, and development. Develops business-level processes and procedures to identify and manage risk consistent with bank requirements and mandates. Ensures business unit compliance with the organization’s processes, procedures, and overall credit requirements and guidelines. Leads underwriting, due diligence and analytical review and oversight associated with new transactions; defines and manages processes for underwriting and due diligence of new transactions, including managing third‑party diligence providers, guiding the loan approval process, and overseeing legal diligence to close new transactions. Develops relationships with other internal leaders to identify key risk areas for the organization and evaluates and quantifies their potential impact. Develops and implements reporting requirements and protocols associated with loan portfolio performance. Provides ongoing management and oversight of loan portfolio performance; schedules and conducts periodic portfolio and market/property sector reviews to identify and forecast emerging problems and potential impact on the portfolio. Identifies potential structural enhancements to improve credit and reduce risk exposure. Champions solutions, improvements and best practices to increase operational efficiency and lower operating costs of the credit department. Minimum Qualifications
8 years of credit experience within Commercial Real Estate Lending. Preferred Qualifications
10+ years of credit experience within Commercial Real Estate Lending. 10+ years of experience in senior leadership roles with significant credit authority. Substantial experience within a banking regulatory environment. Related policy and procedural development and ongoing implementation experience. Deep understanding of credit risk inherent in financing various common collateral types and circumstances. Ongoing deal management/portfolio management experience as well as workout restructuring. Strong expertise in structuring CRE transactions including all aspects of construction, bridge financing, and participations. Portfolio acquisition and sales experience. Educational Requirements
University degree preferred. Role Specific Work Experience
8+ Years required; 10+ Years preferred. Physical Requirements
Physical requirements: Sedentary work. Career Level
10PL. Salary range: $200,000 - $400,000. Company Overview
EverBank, N.A. is a nationwide specialty bank providing high‑value products and services to consumer and commercial clients. As a pioneer in online banking, the company offers convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers. Benefits
Medical, dental, vision & HSA/FSA. 401(k) savings. Paid holidays & generous PTO. Additional wellness & voluntary benefits. Additional Company‑Provided Benefit Options
Tuition reimbursement. Commuter benefits. Life and disability insurance. Other
Posting end date: 11/09/25.
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