Zions Bank
Commercial Credit Underwriting Manager: Sandy, Utah
Zions Bank, Sandy, Utah, United States, 84092
Overview
Role: Commercial Credit Underwriting Manager – Dealer Banking division, Sandy, Utah, at Zions Bank. The individual in this role oversees underwriting operations within the division, managing the evaluation and decision-making process for loan applications originated by the department, ensuring consistency, accuracy and compliance with policies and regulatory requirements. Key Responsibilities
Lead and manage all commercial credit underwriting activities, ensuring alignment with organizational standards and regulatory requirements. Supervise the assessment, approval, and denial of loan applications, maintaining high standards of quality and risk management. Monitor the integrity and performance of approved loans to ensure underwriting quality and adherence to policy. Oversee a team of credit professionals, providing guidance, support, and performance oversight. Stay current with industry trends, regulatory changes, and best practices in loan underwriting, and ensure the underwriting team is informed and trained accordingly. Ensure compliance with all applicable laws and internal policies within the underwriting division. Manage staffing activities including recruitment, transfers, terminations, and performance evaluations. Qualifications
Eight to ten years of experience in commercial loan underwriting, with at least 3 years of management experience. Experience underwriting and managing commercial loans, including Commercial & Industrial (C&I) and real estate loans. Proficiency in analyzing financial statements, credit reports, and collateral to assess risk and creditworthiness. Proven ability to lead and mentor a team of underwriters, fostering collaboration and ensuring high-quality work. Familiarity with banking policies, regulatory requirements, and compliance standards related to commercial lending. Experience in monitoring and managing commercial loan portfolios, identifying risks, and implementing strategies for improvement. Strong ability to collaborate with stakeholders, including relationship managers, portfolio managers, legal teams, and borrowers, to structure loans and resolve issues. Experience in streamlining underwriting processes to enhance efficiency and effectiveness. Benefits
Medical, Dental and Vision Insurance - Start day one Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 paid Federal Holidays, plus applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business (maximum $5,250 per calendar year) Employee Ambassador for banking products Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking
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Role: Commercial Credit Underwriting Manager – Dealer Banking division, Sandy, Utah, at Zions Bank. The individual in this role oversees underwriting operations within the division, managing the evaluation and decision-making process for loan applications originated by the department, ensuring consistency, accuracy and compliance with policies and regulatory requirements. Key Responsibilities
Lead and manage all commercial credit underwriting activities, ensuring alignment with organizational standards and regulatory requirements. Supervise the assessment, approval, and denial of loan applications, maintaining high standards of quality and risk management. Monitor the integrity and performance of approved loans to ensure underwriting quality and adherence to policy. Oversee a team of credit professionals, providing guidance, support, and performance oversight. Stay current with industry trends, regulatory changes, and best practices in loan underwriting, and ensure the underwriting team is informed and trained accordingly. Ensure compliance with all applicable laws and internal policies within the underwriting division. Manage staffing activities including recruitment, transfers, terminations, and performance evaluations. Qualifications
Eight to ten years of experience in commercial loan underwriting, with at least 3 years of management experience. Experience underwriting and managing commercial loans, including Commercial & Industrial (C&I) and real estate loans. Proficiency in analyzing financial statements, credit reports, and collateral to assess risk and creditworthiness. Proven ability to lead and mentor a team of underwriters, fostering collaboration and ensuring high-quality work. Familiarity with banking policies, regulatory requirements, and compliance standards related to commercial lending. Experience in monitoring and managing commercial loan portfolios, identifying risks, and implementing strategies for improvement. Strong ability to collaborate with stakeholders, including relationship managers, portfolio managers, legal teams, and borrowers, to structure loans and resolve issues. Experience in streamlining underwriting processes to enhance efficiency and effectiveness. Benefits
Medical, Dental and Vision Insurance - Start day one Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 paid Federal Holidays, plus applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business (maximum $5,250 per calendar year) Employee Ambassador for banking products Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking
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