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U.S. Bank

Mortgage Loan Closer

U.S. Bank, California, Missouri, United States, 65018

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Mortgage Loan Closer

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U.S. Bank

We’re on a journey to do our best. Helping customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.

Job Description Prepares mortgage loan files according to bank, regulatory and investor guidelines by gathering the necessary documents and information within designated time frames.

Communicates with customers, clients, staff, realtors, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain any additional documentation required to complete the loan file.

Ensures compliance with bank, regulatory and investor requirements and quality customer service standards.

Coordinates the closing and funding of assigned loan packages; calculates final closing costs and disburses funds.

May package and ship loans to the secondary market as directed.

Basic Qualifications

High school diploma or equivalent

Two to three years of relevant work experience, preferably in loan processing and closing activities

Preferred Skills/Experience

Thorough knowledge of loan processing and closing policies and practices

Basic knowledge of credit policies and approval processes

Proficient skills in applying general accounting principles

Well‑developed ability to manage multiple tasks/projects and deadlines simultaneously

Strong verbal and written communication skills

This role has multiple levels, open to candidates with [3-5 years experience].

The successful candidate will be hired for the level of the position that aligns with their experience.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short‑term and long‑term disability

Pregnancy disability and parental leave

401(k) and employer‑funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

E‑Verify U.S. Bank participates in the U.S. Department of Homeland Security E‑Verify program in all facilities located in the United States and certain U.S. territories.

The E‑Verify program is an Internet‑based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

Learn more about the E‑Verify program.

Salary Pay Range: $21.25 – $28.32

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance.

U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA).

In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Equal Employment Opportunity U.S. Bank is an equal opportunity employer.

We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

Posting may be closed earlier due to high volume of applicants.

Seniority level:

Entry level

Employment type:

Full‑time

Job function:

Finance and Sales

Industries:

Banking

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