Public Safety Credit Union
Consumer Loan Underwriter
Public Safety Credit Union, Kansas City, Missouri, United States, 64101
Consumer Loan Underwriter
Public Safety Credit Union’s mission is simple: to provide financial empowerment to the First Responder community. We live this mission every day by empowering our team members to learn, grow, and succeed. For over 90 years, we’ve proudly served Kansas City’s first responders, and today we’ve grown to over $185M in assets, 5 branch locations, and 45+ team members.
We are looking for a Consumer Loan Underwriter to join our Loan Services team and support PSCU’s mission by delivering timely, accurate, and member-focused lending decisions.
Ideal Candidate
Analytical Thinker: Evaluates financial data, credit reports, and loan documentation with precision and sound judgment.
Member-Focused: Dedicated to clear, courteous communication and offering solutions that serve members’ best interests.
Detail-Oriented: Maintains accuracy and compliance while managing multiple priorities in a fast-paced environment.
Collaborative: Works closely with team members and departments to ensure smooth lending operations.
Adaptable: Flexible to adjust to business needs and regulatory changes while maintaining service excellence.
Main Duties
Receive and analyze consumer and HELOC loan requests, reviewing applicants’ creditworthiness, income, and collateral.
Make lending decisions within assigned authority; elevate complex requests with recommendations.
Ensure loans comply with Credit Union policies, procedures, and State and Federal regulations.
Complete post-closing activities, including documentation, credit bureau reporting, insurance, and titling.
Communicate loan decisions promptly and courteously, offering alternative options when appropriate.
Identify cross-sell opportunities and promote additional Credit Union products and services.
Maintain accurate loan records in PSCU’s CRM and lending systems.
Recommend updates to lending policies and procedures to enhance efficiency and compliance.
Provide backup support to other lending or collections functions as needed.
Must-Have List
High school diploma or equivalent required.
Minimum of three (3) years of consumer lending experience required.
Underwriting experience strongly preferred.
Must hold or be able to obtain a Notary designation.
Must hold or be able to obtain a Nationwide Mortgage Licensing System (NMLS) number.
Wish List
Experience in underwriting HELOC or secured consumer loans.
Prior credit union experience or familiarity with credit union philosophy.
Proficiency in loan origination software and CRM systems.
The Details
Credit Union Hours: Monday–Friday 8:45 a.m. to 5:15 p.m., Saturday 8:45 a.m. to 1:15 p.m. (rotating schedule)
Status: Full-Time (40 hours), Non-Exempt
Starting Pay: $23.25 – $31.25 per hour, depending on experience
Location: PSCU Branch Locations, Kansas City, Missouri
The Benefits
Medical, Prescription, Dental, Vision, Life, and Short- and Long-Term Disability Insurance – all paid 100% for employees.
Health Savings Account.
Flexible Paid Time Off and Holiday Pay.
401(k) with employer match.
Casual dress code of logo shirts with jeans.
PSCU banking privileges for you and your family.
…and more!
All programs subject to review and change.
Remote work is not available.
If you’ve read this far, you must be interested — we’d love to hear from you! Apply today to see if we’re a great fit.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Referrals increase your chances of interviewing at Public Safety Credit Union by 2x
Get notified about new Consumer Loan Underwriter jobs in
Kansas City, MO .
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We are looking for a Consumer Loan Underwriter to join our Loan Services team and support PSCU’s mission by delivering timely, accurate, and member-focused lending decisions.
Ideal Candidate
Analytical Thinker: Evaluates financial data, credit reports, and loan documentation with precision and sound judgment.
Member-Focused: Dedicated to clear, courteous communication and offering solutions that serve members’ best interests.
Detail-Oriented: Maintains accuracy and compliance while managing multiple priorities in a fast-paced environment.
Collaborative: Works closely with team members and departments to ensure smooth lending operations.
Adaptable: Flexible to adjust to business needs and regulatory changes while maintaining service excellence.
Main Duties
Receive and analyze consumer and HELOC loan requests, reviewing applicants’ creditworthiness, income, and collateral.
Make lending decisions within assigned authority; elevate complex requests with recommendations.
Ensure loans comply with Credit Union policies, procedures, and State and Federal regulations.
Complete post-closing activities, including documentation, credit bureau reporting, insurance, and titling.
Communicate loan decisions promptly and courteously, offering alternative options when appropriate.
Identify cross-sell opportunities and promote additional Credit Union products and services.
Maintain accurate loan records in PSCU’s CRM and lending systems.
Recommend updates to lending policies and procedures to enhance efficiency and compliance.
Provide backup support to other lending or collections functions as needed.
Must-Have List
High school diploma or equivalent required.
Minimum of three (3) years of consumer lending experience required.
Underwriting experience strongly preferred.
Must hold or be able to obtain a Notary designation.
Must hold or be able to obtain a Nationwide Mortgage Licensing System (NMLS) number.
Wish List
Experience in underwriting HELOC or secured consumer loans.
Prior credit union experience or familiarity with credit union philosophy.
Proficiency in loan origination software and CRM systems.
The Details
Credit Union Hours: Monday–Friday 8:45 a.m. to 5:15 p.m., Saturday 8:45 a.m. to 1:15 p.m. (rotating schedule)
Status: Full-Time (40 hours), Non-Exempt
Starting Pay: $23.25 – $31.25 per hour, depending on experience
Location: PSCU Branch Locations, Kansas City, Missouri
The Benefits
Medical, Prescription, Dental, Vision, Life, and Short- and Long-Term Disability Insurance – all paid 100% for employees.
Health Savings Account.
Flexible Paid Time Off and Holiday Pay.
401(k) with employer match.
Casual dress code of logo shirts with jeans.
PSCU banking privileges for you and your family.
…and more!
All programs subject to review and change.
Remote work is not available.
If you’ve read this far, you must be interested — we’d love to hear from you! Apply today to see if we’re a great fit.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Referrals increase your chances of interviewing at Public Safety Credit Union by 2x
Get notified about new Consumer Loan Underwriter jobs in
Kansas City, MO .
#J-18808-Ljbffr