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SoFi

Fraud Investigator (Special Operations)

SoFi, Salt Lake City, Utah, United States

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Job Description NOTE : For this role based on the job level and job locations the salary range is $76000 - $96000.

The role SoFi is seeking a talented and self-motivated Fraud Investigator to join our Fraud Special Operations team. Our candidate will be responsible for all aspects of fraud investigations as it relates to our Money / CC / Investment / PL. Key responsibilities include conducting in-depth research and completing complex fraud investigations liaising with federal / state / local law enforcement identifying recovery opportunities responding to subpoena requests and completing special projects as requested by management.

What you'll do

Conducts thorough investigations and inquiries on identified and suspicious accounts within the specified systems

Prepares cases for criminal prosecution and presents evidence to appropriate law enforcement agencies for prosecution

Prepares Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and time frames

Serves as a liaison with law enforcement agencies and other institutions to ensure SoFi is informed of all relevant potential risks

Serves as needed to provide testimony in criminal and civil proceedings to the grand jury and / or trial court as well as files necessary regulatory reports

Investigate and gather information on suspected fraud cases including contacting financial institutions and / or clarifying customer statements as necessary

Identify fraud trends make recommendations for new strategies to prevent additional losses and assume responsibility for special projects as assigned by Management

Analyzes and reviews potentially fraudulent activity to ensure minimal loss to the organization. Coordinates cross-functional communication to resolve fraud situations and provides recommendations to resolve fraud and protect our members

Conduct periodic internal account / customer reviews to identify potentially fraudulent activity

Compile information from multiple channels and determine which accounts need to be restricted and or liquidated / closed

Respond promptly and exercise exceptional communication skills to optimize each contact with customers partners and external vendors / banks

Assists with creating and implementing policies and procedures across all teams

Provides internal support to other business units on fraud-related issues

Builds and maintains thriving relationships between partners and vendors cultivating a culture of collaboration transparency and mutual success

Fosters a culture of accountability collaboration speed innovation excellence and a fun work environment while continuously elevating the quality and caliber of our fiscal controls

Works effectively across the organization to maximize company resources

What you'll need

5 years of relevant fraud experience in conducting complex financial crime investigations

Must be able to interview fraud suspects demonstrate strong presentation skills and organized to communicate complex data and facts leading to an admission of involvement

Proficiency in Google Excel and PowerPoint

SQL experience strongly preferred

Proficient knowledge of ACH wire Zelle ACATs and other payment channels operating rules

Expert knowledge of the Bank Secrecy Act USA Patriot Act and other applicable lawsand regulations

Outstanding time management skills and interpersonal skills and the ability to work with all levels within the organization in a collaborative manner

Must be able to establish peer relationships and communicate effectively with multiple company disciplines cross-functional and external teams including regulators Senior Leadership and law enforcement agencies

Excellent project management organizational and negotiation skills are required

The ability to apply sound judgment effectively solves problems and determines fraudulent activity consistently

Understanding of electronic crimes as they relate to fraud and theft of credentials

Excellent critical thinking and problem-solving skills

Detail-oriented and process-oriented approach who can handle multiple cases concurrently requiring multi-tasking skills

Accepts responsibility ownership and accountability for work resultsFinds a high-volume dynamic and team-focused environment engaging

Key Skills Risk Management,Bank Secrecy Act,Fraud,PCI,Law Enforcement,Banking,Business Management,Regulatory Reporting,Analysis Skills,Customer Support,UCC Law,RMF

Employment Type: Full Time

Experience: years

Vacancy: 1

Monthly Salary: 76000 - 96000

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