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The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions - For Life," by providing outstanding service to both members and internal members. To deliver service in alignment with our Service Commitments : I will earn respect and build trust by acting with integrity in every situation. I will understand my role in supporting the team to achieve our purpose. I will focus on people over products and build lasting relationships. I will take ownership and accept responsibility. I will treat my coworkers with the same high standards as I treat my members. I will continuously look for ways to improve myself, my credit union, and my community. I will accept there is no "they". We are one working toward the same mission. I will commit to the core values. Meet all established service goals. SUMMARY : As a Commercial Lending Officer at our credit union, you will play a key role in expanding our commercial loan portfolio-primarily focused on real estate-secured loans. You will manage and grow a portfolio of business members, provide expert guidance on complex financing needs, and ensure ongoing support across the loan lifecycle. This role emphasizes relationship development, portfolio performance, and regulatory compliance, with a strong partnership with the AVP of Business Lending to meet growth targets and support strategic lending initiatives. ESSENTIAL DUTIES Actively source and originate commercial real estate loans, aligning with the credit union's annual loan production target. Conduct initial borrower consultations, analyze financials, and structure loan for approval. Perform ongoing portfolio reviews and manage annual renewals, site visits, and risk assessments in accordance with MBL policies. Partner with Business Services Officer and AVP Business Lending to support loan processing, documentation, and funding. Monitor borrower performance and proactively manage risk through financial tracking and covenant compliance. Business Member Relationship Management : Serve as a trusted advisor to business members by offering tailored lending solutions, particularly in real estate investment and owner-occupied properties. Collaborate with the Business Services Officer to deepen relationships through bundled product offerings. Maintain a high standard of service, addressing inquiries, managing expectations, and ensuring member satisfaction. Promote deposit, lending, and payment solutions to enhance business engagement. Loan Servicing & Operational Support : Collect and validate loan documentation required for application, closing, servicing, and annual reviews. Ensure all business loan files meet regulatory standards, including collateral documentation and insurance. Support pipeline reporting, file audits, and follow-up on outstanding documentation or borrower conditions. Market Awareness & Strategic Growth : Stay informed about commercial lending trends, interest rates, and competitive landscape. Identify opportunities for growth in real estate and business lending markets within the credit union's footprint. Attend networking events, community functions, and industry meetings to represent the credit union and source new opportunities. PERFORMANCE STANDARDS : Demonstrated ability to originate and manage a high-quality portfolio of commercial loans, including real estate-secured financing. Proven relationship-building skills with members, prospects, and internal teams. Strong attention to detail, time management, and a proactive approach to managing member needs and risk. Collaborative mindset with the ability to support the success of the Business Banking team Additional Responsibilities : Stay informed about industry trends, market conditions, and competitor activities. Additional duties from AVP of Member Business Lending - Business Banking. PERFORMANCE STANDARDS : Repeatedly demonstrate the ability to build and maintain effective relationships with members and internal partners. Has the ability to work effectively in a team environment. Effective organizational, multi-tasking, and prioritizing skills and a strong attention to detail and accuracy skills. QUALIFICATION REQUIREMENTS : To perform the job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above under essential duties and performance standards are representative of the knowledge, skill, and / or ability required. To perform the job successfully an individual must be able to demonstrate good organizational, time management and member service skills, with an ability to communicate verbally and write in a clear, concise manner. Must be able to inspect and identify documentation errors and require the ability to work basic mathematical formulas. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and / or EXPERIENCE : Bachelor's degree in business administration, Finance, or a related field. Minimum 3-5 years of experience in commercial or business lending, with a focus on commercial real estate loans. Solid knowledge of business financial statements, loan structures, and regulatory requirements. ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)

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