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Hancock Whitney

Business Banker

Hancock Whitney, Houston, Texas, United States, 77246

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Business Banker

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Hancock Whitney .

Overview This position is responsible for proactively growing and deepening relationships with both existing and new small business clients. These clients are typically companies with up to $2 million in annual revenues. The role involves presenting product and service solutions that meet clients’ needs and financial goals, including consumer and small business products, deposits, treasury and credit solutions. The position may also conduct educational seminars in the community and reach out through visits and outbound calls to clients.

Essential Duties & Responsibilities

Follows the sales management process to maintain a regular calling program with clients and prospects to generate high quality new deposits and loan business.

Meets with existing clients and prospects to discuss business needs and provide banking solutions.

Assists in planning portfolio growth via development of a business plan aligned with departmental budget and asset/liability objectives.

Coordinates with internal partners to meet client needs and financial goals.

Maintains knowledge of competitors’ products and pricing in the market served.

Reviews deposit profitability and outlines strategies to improve unprofitable accounts.

Works with borrowing clients to obtain updated financial information; communicates lending decisions to clients.

Follows up on loan exceptions to ensure timely clearance and controls exception volumes.

Serves as a representative in civic/community functions to enhance image and develop business opportunities.

Supervisory Responsibilities None

Minimum Required Education, Experience & Knowledge

Bachelor’s degree or equivalent experience

2-4 years of experience as a Business Banker

Proven ability to meet sales goals including credit products and internal referrals

Proficient in proactively sourcing, acquiring, building and maintaining client relationships

Working knowledge of Microsoft Office (Word, Excel, Outlook)

Experience as a business advocate; knowledge of retail and/or small business products and strategies

Understanding of banking products and services; experience sourcing small business clientele

Demonstrated understanding of financial accounting and analysis

Experience leading or participating in local networks or professional organizations

Essential Mental & Physical Requirements

Effective organizational, multi-tasking and prioritization skills

Excellent verbal, written and interpersonal communication skills

Ability to work independently and provide exceptional customer service

Ability to travel as required to perform essential job functions

Ability to work under stress and meet deadlines

Ability to operate related equipment; lifting/moving up to 10 pounds if required, with accommodations as needed

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, protected veteran status, or other protected characteristics as required by federal, state and local laws.

Job Details

Seniority level: Entry level

Employment type: Full-time

Job function: Finance and Sales

Industries: Banking

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