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KeyPoint Credit Union

Mortgage Loan Officer

KeyPoint Credit Union, California, Missouri, United States, 65018

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KeyPoint Credit Union Overview

Discover an exciting opportunity to work with a leading local mortgage lender. KeyPoint offers strong earning potential with a compensation program that includes base salary and an aggressive commission structure, and a product suite that includes Fannie/Freddie products and a jumbo portfolio designed to meet the needs of Bay Area professionals. Technology-enabled processes help streamline borrower and Realtor service and communication. What you bring

A burning desire to be the best of the best. Minimum of 3 years as a producing retail loan officer. Current book of producing Realtors. Strong knowledge in underwriting and standard mortgage practices. Self-starter, proactive with a sense of urgency and attention to detail. Responsibilities

Source and originate residential real estate loans through development of relationships with realtors, builders and business professionals. Achieve individual and department real estate production and quality goals as outlined by the Credit Union. Be an active member of the community and the local real estate industry; attend functions to establish KeyPoint Credit Union as the Real Estate Lender of choice. Develop and manage a realtor referral base of 15–25 active real estate agents. Conduct presentations at real estate office sales meetings, homebuyer seminars or other venues to solicit real estate loans. Generate referral business and maintain relationships with members, past clients, and real estate professionals. Provide guidance on the member’s application and the Credit Union’s real estate loan products and processes. Explain loan terms and ensure necessary documents are obtained and signed. Analyze financial status, credit and property to determine feasibility of loans and provide conditional approvals or denials. Match member needs with appropriate loan programs and levels of risk; communicate conditional approvals clearly. Maintain knowledge of the Credit Union’s portfolio and investor guidelines; be fluent in loan-level pricing. Manage pipeline to meet production goals, loan quality and member service including turn times. Learn and use CRM and LOS systems to facilitate closings. Quote rates and guidelines accurately and fairly; communicate with members, real estate clients and peers. Cross-sell other Credit Union products and services. Adhere to federal and state regulatory requirements and Credit Union policies and procedures related to loan origination and sales. Compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations. Perform other duties as assigned. Employment details

Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking Referrals increase your chances of interviewing at KeyPoint Credit Union. Get notified about new Mortgage Loan Officer jobs in Santa Clara County, CA.

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