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Pima Federal Credit Union

Commercial Credit Underwriter - Phoenix Area

Pima Federal Credit Union, Phoenix, Arizona, United States, 85003

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Commercial Credit Underwriter - Phoenix Area

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Commercial Credit Underwriter - Phoenix Area

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Pima Federal Credit Union Pima Federal Credit Union of Tucson, AZ is looking to hire a full-time Commercial Credit Underwriter

Do you have a strong work ethic, a positive outlook, and share in the credit union philosophy of "people helping people"? Do you have commercial underwriting experience and are interested in building your career with a stable, growing, and respected financial institution that offers opportunities for professional growth and advancement ? Do you love helping your members and want to do so in a culture of teamwork and integrity ? If so, please read on! COMMERCIAL CREDIT UNDERWRITER POSITION Our Commercial Credit Underwriter is responsible for supporting the Commercial Lending Department, under the supervision of the Senior Vice President of Commercial Lending. They're responsible for underwriting commercial credit opportunities originated within the credit union including both C&I and commercial real estate relationships, evaluating commercial lending opportunities while managing risk in portfolio loans and overall member relationships, and assisting in underwriting and monitoring the internal processes supporting a specialty asset-based lending program. Job duties include analyzing global cash flow for commercial and individual prospects, borrowers, and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other various financial indicators. Attention to detail is a must for our Commercial Credit Underwriter as they will prepare all required financial spreads, borrowing base reconciliations, and compliance measures, underwrite full loan presentations, and utilize loan pricing models to prepare packages for approval on all new and existing credits In addition, our underwriter will work with Loan Officers in meeting with current and prospective members to understand specific member requirements and needs. QUALIFICATIONS FOR A COMMERCIAL CREDIT UNDERWRITER Bachelor's Degree in Business, Finance, Accounting, a related field, or equivalent work experience. Five years commercial underwriting experience. Advanced understanding of accounting, tax returns, and financial statements. Advanced to expert level experience with computers and software applications including Microsoft Office Suite with an emphasis on excel. Ability to analyze complex tax returns to determine cash flow. Knowledge of commercial loan products, policies, procedures, and relevant lending regulations. Laser Pro and/or Jack Henry experience preferred. CRC designation preferred. Are you looking to build on your commercial underwriting experience? Do you have excellent communication skills? Are you detail-oriented? Are you honest and trustworthy? If so, then you might just be perfect for our Commercial Credit Underwriter position! ABOUT PIMA FEDERAL CREDIT UNION In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We're here for our members and we thrive by delivering on our value promise of smart, simple, personal We have stayed true to our roots as a not-for-profit financial cooperative whose main focus is providing the highest possible value to our membership in the simplest way. We are about relationships and not transactions. We are proud to be an Arizona Daily Star Reader's Choice winner. As a full-time employee, you are eligible for Pima Federal's robust benefits package including: Insurance: Medical, dental, and vision - each benefit has a generous contribution from the credit union 100% company-paid life insurance, short-term disability, long-term disability, and employee assistance program (EAP) Access to other products such as two flexible spending account ( FSA ) options, critical illness insurance, accident coverage, and buy-up options on life insurance Retirement: 401(k) plan with company match 100% company-funded pension plan Generous paid time off policies, including 11 paid holidays Tuition Reimbursement Access to on-demand pay and one-on-one financial planning An award-winning wellness program Access to an on-site car repair service In addition, you'll be part of Pima Federal's engaging culture , which includes employee appreciation events, paid volunteer time, and a healthy work-life balance. We are proud to have been recognized as a Top Workplace 2024! If this sounds like the next step in your financial industry career that you've been looking for, apply now! READY TO JOIN OUR TEAM? If you feel that you would be right for this position, please fill out our initial 3-minute, mobile-friendly application Job Posted by ApplicantPro

Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

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