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Arbol

Senior Accountant

Arbol, New York, New York, us, 10261

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Senior Accountant

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Arbol

Base pay range: $150,000.00/yr – $175,000.00/yr

Company Overview Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for businesses looking to analyze and mitigate exposure to climate risk. Our parametric coverage pays out based on objective data triggers rather than subjective assessment of loss. We build a complete ecosystem that includes a massive climate data infrastructure, scalable product development, automated instant pricing using an AI underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity that brings capital from non-insurance sources.

Role Overview The Senior Accountant / Director of Accounting reports to the Chief Financial Officer and serves as the technical accounting leader for the company. The role provides expert guidance on U.S. Statutory Accounting Principles (SSAP), U.S. GAAP, and other applicable insurance accounting frameworks. The Senior Accountant prepares and submits statutory financial statements for P&C entities, ensuring full compliance with NAIC guidelines and state insurance regulations. The role requires a seasoned professional with hands‑on experience in P&C-specific schedules, loss reserve analysis, and reinsurance accounting.

Prepare and file quarterly and annual STAT reports for P&C entities, including the various Schedules

Reconcile and explain GAAP vs. STAT differences, particularly in areas like loss reserves and premium recognition

Manage risk‑based capital (RBC) calculations, asset admissibility, and premium deficiency testing

Oversee reinsurance accounting, including ceded/assumed premiums and recoverables

Support loss reserve development, including IBNR estimation and actuarial collaboration

Respond to state inquiries and assist with regulatory examinations and audits

Analyze underwriting results and trends impacting statutory profitability

Mentor junior staff and contribute to process improvements and automation initiatives

Qualifications

Bachelor’s degree in Accounting (CPA preferred)

Minimum 5 years of accounting experience, with at least 3 years in P&C STAT reporting

Strong understanding of NAIC statutory accounting principles and P&C insurance operations

Experience with ERP accounting systems such as NetSuite or Sage Intacct

Familiarity with loss reserve methodologies, Schedule P reporting, and reinsurance

Candidates for this role must be located in the United States.

Accessibility Arbol is committed to accessibility and inclusivity in the hiring process. If you require an accommodation to apply or interview, please contact hr@arbol.io.

Benefits Arbol offers competitive compensation, equity, comprehensive health, dental, and vision coverage, an optional flexible spending account, 401(k) match, and flexible PTO.

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