EXL
This range is provided by EXL. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Overview
EXL (NASDAQ: EXLS) is a global analytics and digital solutions company that partners with clients to improve business outcomes and unlock growth. Bringing together deep domain expertise with robust data, powerful analytics, cloud, and AI, we create agile, scalable solutions and execute complex operations for the world’s leading corporations in industries including insurance, healthcare, banking and financial services, media, and retail, among others. EXL was founded on the core values of innovation, collaboration, excellence, integrity and respect. Headquartered in New York, our team is over 40,000 strong, with more than 50 offices spanning six continents. For information, visit www.exlservice.com. For the past 20 years, EXL has worked as a strategic partner and has won awards in helping clients solve business challenges such as digital transformation, improving customer experience, streamlining business operations, taking products to market faster, improving corporate finance, building models to become compliant more quickly with new regulations, turning volumes of data into business opportunities, creating new channels for growth and better adapting to change. The business operates within four business units: Insurance, Health, Analytics, and Emerging businesses. About the Role: EXL’s Credit Risk Practice works with leading banks, fintechs, and financial institutions to design and implement advanced risk management strategies. We are seeking a Credit Risk Strategy Manager to drive the development, execution, and monitoring of credit strategies across the lending lifecycle and manage the client in terms of existing relationship and new business opportunities. This role requires deep analytical expertise, strong business acumen, and the ability to translate data-driven insights into effective risk strategies that balance growth and profitability within client risk appetite. It also requires strong consultative and relationship-building skills with the ability to influence senior stakeholders. Responsibilities
Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections). Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization. Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques. Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions. Collaborate with client stakeholders and cross-functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives. Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards. Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities. Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies. Build and nurture long-term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively. Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services. Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes. Qualifications
Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master’s preferred. 7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services. Strong expertise in consumer lending products (credit cards, personal loans, student loans, etc.) and credit lifecycle strategies. Proficiency in SAS, SQL, Python (Tableau is a plus). Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning. Ability to synthesize complex analysis into clear recommendations for senior management. Strong communication, presentation, and stakeholder collaboration skills. Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending. Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development. Proven experience in managing client accounts with a track record of delivering measurable impact. Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives. What we offer
EXL Analytics offers an exciting, fast-paced and innovative environment, bringing together a group of sharp and entrepreneurial professionals who are eager to influence business decisions. From your very first day, you’ll have opportunities to work closely with experienced analytics consultants and learn about multiple aspects of our clients’ businesses. We invest in training across analytics tools and techniques and provide mentoring through a program that pairs junior employees with senior advisors to support growth and development. The experience at EXL Analytics sets the stage for further growth within our company and beyond. Compensation and Benefits
Base Salary Range Disclaimer: The base salary range represents the low and high end of the EXL salary range for this position. Actual salaries will vary depending on factors including location and experience. Other rewards may include bonuses, Paid Time Off, and region-specific benefits.
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EXL (NASDAQ: EXLS) is a global analytics and digital solutions company that partners with clients to improve business outcomes and unlock growth. Bringing together deep domain expertise with robust data, powerful analytics, cloud, and AI, we create agile, scalable solutions and execute complex operations for the world’s leading corporations in industries including insurance, healthcare, banking and financial services, media, and retail, among others. EXL was founded on the core values of innovation, collaboration, excellence, integrity and respect. Headquartered in New York, our team is over 40,000 strong, with more than 50 offices spanning six continents. For information, visit www.exlservice.com. For the past 20 years, EXL has worked as a strategic partner and has won awards in helping clients solve business challenges such as digital transformation, improving customer experience, streamlining business operations, taking products to market faster, improving corporate finance, building models to become compliant more quickly with new regulations, turning volumes of data into business opportunities, creating new channels for growth and better adapting to change. The business operates within four business units: Insurance, Health, Analytics, and Emerging businesses. About the Role: EXL’s Credit Risk Practice works with leading banks, fintechs, and financial institutions to design and implement advanced risk management strategies. We are seeking a Credit Risk Strategy Manager to drive the development, execution, and monitoring of credit strategies across the lending lifecycle and manage the client in terms of existing relationship and new business opportunities. This role requires deep analytical expertise, strong business acumen, and the ability to translate data-driven insights into effective risk strategies that balance growth and profitability within client risk appetite. It also requires strong consultative and relationship-building skills with the ability to influence senior stakeholders. Responsibilities
Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections). Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization. Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques. Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions. Collaborate with client stakeholders and cross-functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives. Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards. Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities. Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies. Build and nurture long-term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively. Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services. Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes. Qualifications
Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master’s preferred. 7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services. Strong expertise in consumer lending products (credit cards, personal loans, student loans, etc.) and credit lifecycle strategies. Proficiency in SAS, SQL, Python (Tableau is a plus). Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning. Ability to synthesize complex analysis into clear recommendations for senior management. Strong communication, presentation, and stakeholder collaboration skills. Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending. Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development. Proven experience in managing client accounts with a track record of delivering measurable impact. Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives. What we offer
EXL Analytics offers an exciting, fast-paced and innovative environment, bringing together a group of sharp and entrepreneurial professionals who are eager to influence business decisions. From your very first day, you’ll have opportunities to work closely with experienced analytics consultants and learn about multiple aspects of our clients’ businesses. We invest in training across analytics tools and techniques and provide mentoring through a program that pairs junior employees with senior advisors to support growth and development. The experience at EXL Analytics sets the stage for further growth within our company and beyond. Compensation and Benefits
Base Salary Range Disclaimer: The base salary range represents the low and high end of the EXL salary range for this position. Actual salaries will vary depending on factors including location and experience. Other rewards may include bonuses, Paid Time Off, and region-specific benefits.
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