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EXL

Credit Risk Specialist

EXL, New York, New York, us, 10261

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Overview

EXL provided pay range. This range is provided by EXL. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Assistant Manager - Talent Acquisition at EXL - Hiring AI specialists

Company Overview and Culture EXL (NASDAQ: EXLS) is a global analytics and digital solutions company that partners with clients to improve business outcomes and unlock growth. We create agile, scalable solutions and execute complex operations for the world’s leading corporations in industries including insurance, healthcare, banking and financial services, media, and retail. EXL was founded on the core values of innovation, collaboration, excellence, integrity and respect. Headquartered in New York, our team is over 40,000 strong, with more than 50 offices spanning six continents. For information, visit www.exlservice.com. Role Context About the Role: EXL’s Credit Risk Practice designs and implements advanced risk management strategies for banks, fintechs, and financial institutions. We are seeking a Credit Risk Strategy Manager to drive development, execution, and monitoring of credit strategies across the lending lifecycle and manage client relationships and new business opportunities. What you’ll do

Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections). Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization. Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques. Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions. Collaborate with client stakeholders and cross-functional teams to align credit strategies with business objectives. Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards. Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities. Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies. Build and nurture long-term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively. Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services. Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes. Qualifications

Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master’s preferred. 7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services. Strong expertise in consumer lending products (credit cards, personal loans, student loans, etc.) and credit lifecycle strategies. Proficiency in SAS, SQL, Python (Tableau is a plus). Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning. Ability to synthesize complex analysis into clear recommendations for senior management. Strong communication, presentation, and stakeholder collaboration skills. Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending. Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development. Proven experience in managing client accounts with a track record of delivering measurable impact. Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives. What we offer

EXL Analytics offers an exciting, fast-paced and innovative environment with opportunities to work closely with experienced analytics consultants. We invest in training across analytics tools and techniques and provide mentoring to support growth and development. Base Salary Range Disclaimer: The base salary range represents the low and high end of the EXL salary range for this position. Actual salaries vary depending on location and experience. Other rewards may include bonuses, PTO, and region-specific benefits. Seniority level

Mid-Senior level Employment type

Full-time Job function

Information Technology Industries

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