Allegiance Credit Union
Overview
Full-Time Mortgage Loan Officer Location: Onsite. Schedule: Monday - Friday, 8:00 a.m. – 5:00 p.m. Occasional nights and weekends. Role requires attendance as essential for performing duties. 2 years of experience is required. Responsibilities
Responsible for mortgage loan business development and relationship management with potential members, real estate brokers, builders, trade organizations, and community groups. Represent the credit union in industry and professional associations and promote the credit union’s products. Conduct loan interviews to formalize specific loan requests. Ensure complete, accurate information and documentation are received from applicants and provided to the underwriter. Explain loan options, rates, terms, and collateral requirements. Communicate loan decisions and conditions to the member. Provide financial counseling so that a "no" is presented as "not yet". Staff community events within the community, including occasional nights and weekends (e.g., events by non-profit organizations, schools, foreign consulates, and chamber organizations). Assist members and potential members with telephone, text, video, and online requests; answer questions about lending products and services; resolve problems within authority; refer issues beyond authority to supervisor with recommendations. Prepare required disclosures within 3 days of application. Maintain communication with borrowers, realtors, and associated parties; work closely with team members from origination through closing. Ensure loan documentation is compliant with TRID, ATR/QM, and all applicable Dodd-Frank regulations. Perform other duties as assigned by supervisor. Qualifications
2 years of experience required. Job Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Industries: Banking, Financial Services, and Investment Banking
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Full-Time Mortgage Loan Officer Location: Onsite. Schedule: Monday - Friday, 8:00 a.m. – 5:00 p.m. Occasional nights and weekends. Role requires attendance as essential for performing duties. 2 years of experience is required. Responsibilities
Responsible for mortgage loan business development and relationship management with potential members, real estate brokers, builders, trade organizations, and community groups. Represent the credit union in industry and professional associations and promote the credit union’s products. Conduct loan interviews to formalize specific loan requests. Ensure complete, accurate information and documentation are received from applicants and provided to the underwriter. Explain loan options, rates, terms, and collateral requirements. Communicate loan decisions and conditions to the member. Provide financial counseling so that a "no" is presented as "not yet". Staff community events within the community, including occasional nights and weekends (e.g., events by non-profit organizations, schools, foreign consulates, and chamber organizations). Assist members and potential members with telephone, text, video, and online requests; answer questions about lending products and services; resolve problems within authority; refer issues beyond authority to supervisor with recommendations. Prepare required disclosures within 3 days of application. Maintain communication with borrowers, realtors, and associated parties; work closely with team members from origination through closing. Ensure loan documentation is compliant with TRID, ATR/QM, and all applicable Dodd-Frank regulations. Perform other duties as assigned by supervisor. Qualifications
2 years of experience required. Job Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Industries: Banking, Financial Services, and Investment Banking
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