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Panorama Mortgage Group

Loan Officer - Outside

Panorama Mortgage Group, Sarasota, Florida, United States, 34243

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Loan Officer - Outside

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Panorama Mortgage Group . Job Summary The Outside Loan Officer's primary role is to source, qualify, and originate mortgage loans by working primarily outside the company's offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers, and others, as well as borrowers directly. Responsibilities Comply with outside sales and reporting obligations, duties, requirements, and guidelines. Produce loans according to targets set by the manager. Uphold the integrity of the brand. Familiarity with originating loans. Properly qualify consumers and issue pre-approvals according to guidelines. Monitor loan pipeline through Lenders Office. Monitor productivity via reporting tools. Ensure compliance with all government and regulatory requirements. Determine work hours at your discretion; no specific hours required. Complete loan applications with borrower information. Set yearly goals and attend meetings with the manager. Educate borrowers and communicate regularly with borrowers, listing brokers, and selling brokers. Analyze income and debt to pre-qualify borrowers and determine affordable mortgage amounts. Educate borrowers on home buying and financing options, including loan products, closing costs, and payments. Maintain contact with borrowers, realtors, and the company during the process. Collect financial documents (tax returns, bank statements, etc.). Order credit reports when required. Determine if properties are in flood zones where applicable. Attend mortgage closings if requested. Compensation is limited to the amount negotiated in the Compensation Agreement. Comply with company policies and procedures. Perform other duties as assigned. Supervisory Responsibilities This position has no supervisory responsibilities. Requirements Compliance with company policies. Current NMLS license in good standing. Knowledge of Freddie Mac, Fannie Mae, FHA, and VA guidelines. At least two years of mortgage or mortgage banking experience. Ability to meet deadlines and deliver results. Track record of exceeding sales goals. Reliable transportation, valid driver’s license, and current auto insurance. Sound judgment and decision-making skills. Ability to work under pressure with minimal supervision. Excellent communication and customer service skills. Ability to develop and maintain relationships within the real estate community. Timely communication according to department standards. Physical/Sensory Requirements Lift up to 25 pounds. Bend, stoop, and stretch as needed. Prolonged sitting, standing, or walking. Use of computers, phones, and office equipment. Fluency in English; second language desirable. Additional Info Seniority level: Entry level Employment type: Other Job function: Finance and Sales Referrals can double your chances of interview at Panorama Mortgage Group. Note: The job posting appears active based on the information provided.

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