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Team Architects

Loan Processor

Team Architects, Whitehall, New York, United States

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Overview Job Title: Loan Processor

Position Summary

We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience.

Responsibilities

Loan Intake & Initial Review: Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.). Ensure completeness and accuracy prior to submission to underwriting. Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards.

Borrower Communication & Support: Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle. Clearly communicate outstanding document needs, next steps, and timelines.

Coordination & Pipeline Management: Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents. Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings. Follow up with internal underwriting and credit teams for file decisions and escalations as needed. Verify compliance with loan program guidelines, investor overlays, and risk tolerances.

Requirements Education & Experience

Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans)

Familiarity with various ownership structures (LLCs, corporations, trusts)

Technical Skills

Strong understanding of loan documents, title reports, and property insurance requirements

Ability to read and interpret credit, background, entity documents, and title reports

Soft Skills

High attention to detail and organizational skills

Excellent written and verbal communication

Strong problem-solving abilities and a proactive, solutions-oriented mindset

Ability to thrive in a fast-paced, deadline-driven environment

Base Salary Range

Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure): $55,000 – $65,000

Mid-Level (3–5 years with relevant experience): $65,000 – $70,000

Compensation & Benefits

Competitive salary plus bonus opportunity

Health, dental, life, and vision insurance

401(k) with company match

Remote or hybrid flexibility depending on location

In addition to your resume, please complete the following job fit assessment as part of your application:

https://TeamArchitects.asmt.io/X7WH4F99F/LoanProcessorJob-Assessment

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