First Citizens Bank
RM I- Structuring and Origination- Warehouse Lending
First Citizens Bank, San Francisco, California, United States, 94199
RM I- Structuring and Origination- Warehouse Lending
Join to apply for the
RM I- Structuring and Origination- Warehouse Lending
role at
First Citizens Bank RM I- Structuring and Origination- Warehouse Lending
2 days ago Be among the first 25 applicants Join to apply for the
RM I- Structuring and Origination- Warehouse Lending
role at
First Citizens Bank Overview
This is a hybrid role that can only be hired in NY or Nor Cal Overview
This is a hybrid role that can only be hired in NY or Nor Cal
The Relationship Manager I Warehouse Lending role is responsible for overseeing portfolio management, and performing credit underwriting, and loan administration duties within the Warehouse Lending team. This position supports the team in managing both internal and external client relationships, conducting financial modeling and analysis, and driving deal execution for fintech warehouse facilities.
Responsibilities
Portfolio Management and Risk Assessment The Relationship Manager serves as the primary point of contact for assigned fintech warehouse lending clients. This role focuses on supporting, monitoring, and analyzing client collateral credit performance for asset backed finance (ABF) transactions. The Relationship Manager will oversee the Associate in preparing modeling and analysis for existing transactions, and will serve as the primary point of contact for Portfolio Management and the client for proactively monitoring and analyzing collateral credit performance and industry trends. They prepare monthly and quarterly portfolio reviews and risk assessments and collaborate with internal teams to ensure client satisfaction and retention. Additionally, they mentor and coach junior team members on portfolio management best practices.
Credit Structuring and Underwriting
In this capacity, the Relationship Manager leads the deal team underwriting process for select new and existing warehouse lending facilities. They analyze collateral tapes, client due diligence files, financial statements, business plans, and market conditions to assess credit risk, lead investor due diligence calls, and prepare and present credit memoranda and recommendations to approval committees. The role involves negotiating terms and conditions with clients and legal counsel balancing risk and profitability, while ensuring compliance with internal credit policies and regulatory requirements. They also coordinate with legal, operations, and other internal teams throughout the deal process.
Business Development and Strategic Initiatives
The Relationship Manager identifies and pursues new business opportunities within the private credit direct warehouse lending sector, participates in industry events and networking activities to build relationships, and contributes to the development and implementation of strategic growth initiatives. They stay informed about market trends, competitive landscape, and regulatory changes, and collaborate with senior team members on process improvements and product development.
Qualifications
Bachelor's Degree and 2 years of experience in Warehouse Lending OR High School Diploma or GED and 6 years of experience
Preferred Qualifications
Finance, Economics, Accounting or Business degree Commercial Banking, Asset Backed Finance, Debt Capital Markets, Private Credit , Warehouse Lending, Corporate Finance Strong Accounting skills Experience with business/data analytics Teamwork and deadline oriented with strong initiative
The base pay for this position is relative to your experience but the range is generally $134025 - $178700 annually. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. Seniority level
Seniority level Not Applicable Employment type
Employment type Full-time Job function
Job function Management and Manufacturing Industries Banking and Financial Services Referrals increase your chances of interviewing at First Citizens Bank by 2x Sign in to set job alerts for “Warehouse Specialist” roles.
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South San Francisco, CA $23.00-$25.00 2 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr
Join to apply for the
RM I- Structuring and Origination- Warehouse Lending
role at
First Citizens Bank RM I- Structuring and Origination- Warehouse Lending
2 days ago Be among the first 25 applicants Join to apply for the
RM I- Structuring and Origination- Warehouse Lending
role at
First Citizens Bank Overview
This is a hybrid role that can only be hired in NY or Nor Cal Overview
This is a hybrid role that can only be hired in NY or Nor Cal
The Relationship Manager I Warehouse Lending role is responsible for overseeing portfolio management, and performing credit underwriting, and loan administration duties within the Warehouse Lending team. This position supports the team in managing both internal and external client relationships, conducting financial modeling and analysis, and driving deal execution for fintech warehouse facilities.
Responsibilities
Portfolio Management and Risk Assessment The Relationship Manager serves as the primary point of contact for assigned fintech warehouse lending clients. This role focuses on supporting, monitoring, and analyzing client collateral credit performance for asset backed finance (ABF) transactions. The Relationship Manager will oversee the Associate in preparing modeling and analysis for existing transactions, and will serve as the primary point of contact for Portfolio Management and the client for proactively monitoring and analyzing collateral credit performance and industry trends. They prepare monthly and quarterly portfolio reviews and risk assessments and collaborate with internal teams to ensure client satisfaction and retention. Additionally, they mentor and coach junior team members on portfolio management best practices.
Credit Structuring and Underwriting
In this capacity, the Relationship Manager leads the deal team underwriting process for select new and existing warehouse lending facilities. They analyze collateral tapes, client due diligence files, financial statements, business plans, and market conditions to assess credit risk, lead investor due diligence calls, and prepare and present credit memoranda and recommendations to approval committees. The role involves negotiating terms and conditions with clients and legal counsel balancing risk and profitability, while ensuring compliance with internal credit policies and regulatory requirements. They also coordinate with legal, operations, and other internal teams throughout the deal process.
Business Development and Strategic Initiatives
The Relationship Manager identifies and pursues new business opportunities within the private credit direct warehouse lending sector, participates in industry events and networking activities to build relationships, and contributes to the development and implementation of strategic growth initiatives. They stay informed about market trends, competitive landscape, and regulatory changes, and collaborate with senior team members on process improvements and product development.
Qualifications
Bachelor's Degree and 2 years of experience in Warehouse Lending OR High School Diploma or GED and 6 years of experience
Preferred Qualifications
Finance, Economics, Accounting or Business degree Commercial Banking, Asset Backed Finance, Debt Capital Markets, Private Credit , Warehouse Lending, Corporate Finance Strong Accounting skills Experience with business/data analytics Teamwork and deadline oriented with strong initiative
The base pay for this position is relative to your experience but the range is generally $134025 - $178700 annually. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. Seniority level
Seniority level Not Applicable Employment type
Employment type Full-time Job function
Job function Management and Manufacturing Industries Banking and Financial Services Referrals increase your chances of interviewing at First Citizens Bank by 2x Sign in to set job alerts for “Warehouse Specialist” roles.
San Francisco, CA $45,000.00-$90,000.00 1 month ago Warehouse Associate - Loader/Unloader - 2nd Shift
Warehouse Associate – Picking and Packing
Warehouse Associate - Night Shift 4:00 p.m. - 2:30 a.m.
San Francisco, CA $55,800.00-$84,600.00 1 month ago Warehouse Inventory Associate/Supervisor
Warehouse Associate - Shipping and Receiving
South San Francisco, CA $23.00-$25.00 2 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr