CrossCountry Mortgage, LLC
Overview
CrossCountry Mortgage (CCM) is the nation''s number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized on the Inc. 5000 list of America''s fastest-growing private businesses and has a culture that supports growth, transparency, and collaboration. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, a 401K, short-term disability, an employee assistance program, and a wellness program. A culture where you can grow!
CCM''s entrepreneurial spirit empowers every employee to contribute and move the company forward together, with unwavering support from all departments and transparency from the top down. Position Overview
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and by ordering third-party documentation, communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities
Perform a thorough review and analysis of borrower''s credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant’s E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications And Skills
High School Diploma or equivalent. Minimum of 5 years’ residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. Pay Range
Hourly Rate: 26.00 - 31.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position Company Information
CrossCountry Mortgage, LLC offers more than a job—we offer a career. Accessible benefits information: https://mycrosscountrybenefits.com California residents:
Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. Equal Employment Opportunity
CrossCountry Mortgage, LLC supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, national origin, age, disability, marital status, veteran status, sex, sexual orientation, gender identity, or any other protected characteristic. The collective differences of our employees contribute to our culture and reputation. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, visit www.NMLSConsumerAccess.org.
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CrossCountry Mortgage (CCM) is the nation''s number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized on the Inc. 5000 list of America''s fastest-growing private businesses and has a culture that supports growth, transparency, and collaboration. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, a 401K, short-term disability, an employee assistance program, and a wellness program. A culture where you can grow!
CCM''s entrepreneurial spirit empowers every employee to contribute and move the company forward together, with unwavering support from all departments and transparency from the top down. Position Overview
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and by ordering third-party documentation, communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities
Perform a thorough review and analysis of borrower''s credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant’s E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications And Skills
High School Diploma or equivalent. Minimum of 5 years’ residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. Pay Range
Hourly Rate: 26.00 - 31.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position Company Information
CrossCountry Mortgage, LLC offers more than a job—we offer a career. Accessible benefits information: https://mycrosscountrybenefits.com California residents:
Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. Equal Employment Opportunity
CrossCountry Mortgage, LLC supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, national origin, age, disability, marital status, veteran status, sex, sexual orientation, gender identity, or any other protected characteristic. The collective differences of our employees contribute to our culture and reputation. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, visit www.NMLSConsumerAccess.org.
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