SimpleCiti Companies
Overview
SimpleCITI Companies is a vertically integrated real estate and specialty finance platform built to execute across the full investment lifecycle. Our operating companies specialize in real estate acquisitions, capital markets, brokerage, property management, development, and specialty lending. With expertise in industrial, commercial, mixed-use, and residential real estate, SimpleCITI operates at the intersection of capital deployment, operational execution, and long-term value creation.
Our real estate verticals include:
SimpleEQUITIES
(Private Equity Real Estate)
SimpleADVISORY
(Investment Advisory)
SimpleMANAGE
(Property Management)
SimpleBRICKS
(Development)
SimpleREALTY ADVISORS
(Brokerage & Leasing)
Job Description SimpleCREDIT is seeking a detail-oriented and execution-driven Residential Credit Analyst to join our growing credit team. In this high-impact role, you will evaluate, structure, and manage short-term bridge and construction loans across residential transitional assets including ground-up development, rehab, and small multifamily projects.
You’ll work directly with the founder and capital partners, applying institutional-level discipline to credit analysis while operating with the speed and flexibility of a boutique lender. This is an opportunity to shape the credit infrastructure of a next-generation private lending platform.
Responsibilities
Loan Evaluation & Underwriting: Analyze borrower profiles, market conditions, project budgets, and exit strategies
Underwrite loans for rehab, rental, and ground-up residential projects
Conduct detailed financial modeling, including pro formas, comps analysis, and budget reviews
Evaluate creditworthiness and collateral strength using LTV, LTC, ARV, and other key metrics
Draft concise investment memoranda for internal and capital partner review
Due Diligence & Structuring: Order and review appraisals, title reports, insurance, contractor profiles, and other third-party reports
Recommend loan terms and structures aligned with SimpleCREDIT’s risk parameters and credit box
Collaborate with legal counsel to ensure compliance with underwriting standards and documentation
Assist in setting covenants and draw schedules for construction and rehab loans
Closing & Process Execution: Coordinate closing activities with borrowers, legal teams, title companies, and internal stakeholders
Ensure timely, accurate documentation and information flow from term sheet to funding
Maintain loan files, data integrity, and communication logs throughout the loan lifecycle
Platform Development & Internal Ops: Help build and refine underwriting SOPs, loan grading systems, and credit workflows
Identify operational inefficiencies and suggest process improvements
Contribute to the development of reporting templates and risk management tools
Qualifications
2–6 years of experience in private lending, real estate credit, or fix-and-flip underwriting
Proficient in Excel with ability to build models from scratch
Deep understanding of credit metrics: LTV, LTC, ARV, DSCR, etc.
Experience reviewing appraisals, title reports, scopes of work, and borrower financials
Strong written communication skills and ability to clearly articulate credit decisions
Highly organized, proactive, and execution-oriented
Bonus:
Experience with LendingPad, Liquid Logics, or other LOS/LMS systems
Bonus:
Familiarity with NY/NJ/CT/PA markets or licensure as MLO or real estate agent
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Our real estate verticals include:
SimpleEQUITIES
(Private Equity Real Estate)
SimpleADVISORY
(Investment Advisory)
SimpleMANAGE
(Property Management)
SimpleBRICKS
(Development)
SimpleREALTY ADVISORS
(Brokerage & Leasing)
Job Description SimpleCREDIT is seeking a detail-oriented and execution-driven Residential Credit Analyst to join our growing credit team. In this high-impact role, you will evaluate, structure, and manage short-term bridge and construction loans across residential transitional assets including ground-up development, rehab, and small multifamily projects.
You’ll work directly with the founder and capital partners, applying institutional-level discipline to credit analysis while operating with the speed and flexibility of a boutique lender. This is an opportunity to shape the credit infrastructure of a next-generation private lending platform.
Responsibilities
Loan Evaluation & Underwriting: Analyze borrower profiles, market conditions, project budgets, and exit strategies
Underwrite loans for rehab, rental, and ground-up residential projects
Conduct detailed financial modeling, including pro formas, comps analysis, and budget reviews
Evaluate creditworthiness and collateral strength using LTV, LTC, ARV, and other key metrics
Draft concise investment memoranda for internal and capital partner review
Due Diligence & Structuring: Order and review appraisals, title reports, insurance, contractor profiles, and other third-party reports
Recommend loan terms and structures aligned with SimpleCREDIT’s risk parameters and credit box
Collaborate with legal counsel to ensure compliance with underwriting standards and documentation
Assist in setting covenants and draw schedules for construction and rehab loans
Closing & Process Execution: Coordinate closing activities with borrowers, legal teams, title companies, and internal stakeholders
Ensure timely, accurate documentation and information flow from term sheet to funding
Maintain loan files, data integrity, and communication logs throughout the loan lifecycle
Platform Development & Internal Ops: Help build and refine underwriting SOPs, loan grading systems, and credit workflows
Identify operational inefficiencies and suggest process improvements
Contribute to the development of reporting templates and risk management tools
Qualifications
2–6 years of experience in private lending, real estate credit, or fix-and-flip underwriting
Proficient in Excel with ability to build models from scratch
Deep understanding of credit metrics: LTV, LTC, ARV, DSCR, etc.
Experience reviewing appraisals, title reports, scopes of work, and borrower financials
Strong written communication skills and ability to clearly articulate credit decisions
Highly organized, proactive, and execution-oriented
Bonus:
Experience with LendingPad, Liquid Logics, or other LOS/LMS systems
Bonus:
Familiarity with NY/NJ/CT/PA markets or licensure as MLO or real estate agent
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