Border States
Be part of a growing, successful company in an exciting and challenging field. Border States is 100% employee-owned, which means you're empowered to make decisions, find solutions and receive rewards for your hard work.
This position will be located in:
Fargo, ND or Bismarck, ND
Application Deadline: October 23, 2025.
Please note that the position may be filled before or after the listed application deadline. Applications will only be accepted while the posting remains active.
Job Summary Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers.
Responsibilities
Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures.
Provides timely communication with customers.
Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs.
Provides customer credit references and lien waivers.
Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states, as required.
Follows all federal and state laws as they relate to the credit functions.
Performs all aspects of the job as accurately and efficiently as possible while providing service excellence.
Non-essential Functions
Makes sales calls to customers with sales staff, as needed.
Performs other duties as assigned by supervisor or designate.
Qualifications
Minimum of a four-year accounting or business degree preferred or the equivalent in work experience.
Minimum of four years of credit and collection experience preferred.
Prefer the ability to read, write and speak in English.
Prefer good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software.
Skills and Abilities
Excellent interpersonal, written and verbal communication, reading and customer service skills are preferred with the ability to effectively plan and organize.
Excellent customer service skills include being competent, accurate, responsive and engaged.
Physical Requirements Frequency at which you would carry/lift in a typical day:
Occasionally 0 - 33% Frequently34 - 66% Continuously: 67 - 100%
Lift from Waist:
10 to 25 lbs. - Not at all
26 to 50 lbs. - Not at all
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Lift from Floor:
10 to 25 lbs. - Frequently
26 to 50 lbs. - Occasionally
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Carried for Distance:
10 to 25 lbs. - Not at all
26 to 50 lbs. - Not at all
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Physical Activity
Sitting
(a continuous period of being seated) -
Continuously
Standing
(for sustained periods of time) -
Frequently
Walking
(moving about on foot to accomplish tasks) -
Frequently
Bending/stooping
(downward and forward) -
Occasionally
Crawling
(moving about on hands and knees or hands and feet) -
Not at all
Climbing/Walking Stairs
(ascending or descending) -
Frequently
Reaching
(extending arms in any direction) -
Frequently
Kneeling
(bending legs at knee to come to rest on knee(s)) -
Occasionally
Balancing
(maintaining body equilibrium to prevent falling) -
Occasionally
Repetitive motion
(substantial movement (motions) or the wrists, hands, and/or fingers) -
Continuously
Pivoting
(movement in any direction with one foot, keeping the other in contact with the floor) -
Occasionally
Pushing/Pulling
(using upper extremities to press against or draw or tug) -
Occasionally
Grasping
(Applying pressure to an object with the fingers and palm) -
Continuously
Fingering
(picking, pinching, typing; working with primarily fingers and not whole hand) -
Continuously
Talking
(expressing or exchanging ideas by means of the spoken word) -
Frequently
Driving
(the control and operation of a motor vehicle) -
Occasionally
Desk work
(work usually performed at a desk) -
Continuously
Use of a computer - Continuously
Use of a telephone - Frequently
Hearing
(Perceiving the nature of sounds at normal speaking levels) -
Continuously
Exposure
(to adverse weather & temperature conditions) -
Not at all
Travel
(travel needed to perform job duties) -
Ocassionally
Additional Information This job description is a summary of the job duties and responsibilities and is not intended to cover all possible job duties and is subject to change at the employer's discretion. Employees must be able to perform the essential job duties and satisfy job requirements either with or without a reasonable accommodation.
Benefits Health, Dental and Vision Benefits Accident, Critical Illness, Hospital Indemnity FSA & HSA Employee Stock Ownership Plan (ESOP) Disability Benefits 401(k) Retirement Plan Life Insurance Employee Assistance Program Paid Holidays Paid Volunteer Time Personal Leave time and more! Border States provides bonuses to their employee-owners upon the achievement of branch and company goals.
Equal Opportunity For All It's not just the law. It's something we've believed in since our founding. We value the diversity of all of our employee-owners and will always be an equal opportunity employer.
Drug Free/Smoke Free workplace Employment may be contingent on the offered candidate successfully passing one or more of the following pre-employment screenings:
Pre-Employment Screenings
Criminal background check (required for all positions)
Motor Vehicle Record (MVR) check (required for positions involving driving)
Drug testing
The MVR check and drug testing vary by role and will be communicated to the offered candidate during the onboarding process and as applicable.
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This position will be located in:
Fargo, ND or Bismarck, ND
Application Deadline: October 23, 2025.
Please note that the position may be filled before or after the listed application deadline. Applications will only be accepted while the posting remains active.
Job Summary Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers.
Responsibilities
Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures.
Provides timely communication with customers.
Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs.
Provides customer credit references and lien waivers.
Reviews customer's credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states, as required.
Follows all federal and state laws as they relate to the credit functions.
Performs all aspects of the job as accurately and efficiently as possible while providing service excellence.
Non-essential Functions
Makes sales calls to customers with sales staff, as needed.
Performs other duties as assigned by supervisor or designate.
Qualifications
Minimum of a four-year accounting or business degree preferred or the equivalent in work experience.
Minimum of four years of credit and collection experience preferred.
Prefer the ability to read, write and speak in English.
Prefer good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software.
Skills and Abilities
Excellent interpersonal, written and verbal communication, reading and customer service skills are preferred with the ability to effectively plan and organize.
Excellent customer service skills include being competent, accurate, responsive and engaged.
Physical Requirements Frequency at which you would carry/lift in a typical day:
Occasionally 0 - 33% Frequently34 - 66% Continuously: 67 - 100%
Lift from Waist:
10 to 25 lbs. - Not at all
26 to 50 lbs. - Not at all
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Lift from Floor:
10 to 25 lbs. - Frequently
26 to 50 lbs. - Occasionally
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Carried for Distance:
10 to 25 lbs. - Not at all
26 to 50 lbs. - Not at all
51 to 75 lbs. - Not at all
75 to 100 lbs. - Not at all
100+ lbs. - Not at all
Physical Activity
Sitting
(a continuous period of being seated) -
Continuously
Standing
(for sustained periods of time) -
Frequently
Walking
(moving about on foot to accomplish tasks) -
Frequently
Bending/stooping
(downward and forward) -
Occasionally
Crawling
(moving about on hands and knees or hands and feet) -
Not at all
Climbing/Walking Stairs
(ascending or descending) -
Frequently
Reaching
(extending arms in any direction) -
Frequently
Kneeling
(bending legs at knee to come to rest on knee(s)) -
Occasionally
Balancing
(maintaining body equilibrium to prevent falling) -
Occasionally
Repetitive motion
(substantial movement (motions) or the wrists, hands, and/or fingers) -
Continuously
Pivoting
(movement in any direction with one foot, keeping the other in contact with the floor) -
Occasionally
Pushing/Pulling
(using upper extremities to press against or draw or tug) -
Occasionally
Grasping
(Applying pressure to an object with the fingers and palm) -
Continuously
Fingering
(picking, pinching, typing; working with primarily fingers and not whole hand) -
Continuously
Talking
(expressing or exchanging ideas by means of the spoken word) -
Frequently
Driving
(the control and operation of a motor vehicle) -
Occasionally
Desk work
(work usually performed at a desk) -
Continuously
Use of a computer - Continuously
Use of a telephone - Frequently
Hearing
(Perceiving the nature of sounds at normal speaking levels) -
Continuously
Exposure
(to adverse weather & temperature conditions) -
Not at all
Travel
(travel needed to perform job duties) -
Ocassionally
Additional Information This job description is a summary of the job duties and responsibilities and is not intended to cover all possible job duties and is subject to change at the employer's discretion. Employees must be able to perform the essential job duties and satisfy job requirements either with or without a reasonable accommodation.
Benefits Health, Dental and Vision Benefits Accident, Critical Illness, Hospital Indemnity FSA & HSA Employee Stock Ownership Plan (ESOP) Disability Benefits 401(k) Retirement Plan Life Insurance Employee Assistance Program Paid Holidays Paid Volunteer Time Personal Leave time and more! Border States provides bonuses to their employee-owners upon the achievement of branch and company goals.
Equal Opportunity For All It's not just the law. It's something we've believed in since our founding. We value the diversity of all of our employee-owners and will always be an equal opportunity employer.
Drug Free/Smoke Free workplace Employment may be contingent on the offered candidate successfully passing one or more of the following pre-employment screenings:
Pre-Employment Screenings
Criminal background check (required for all positions)
Motor Vehicle Record (MVR) check (required for positions involving driving)
Drug testing
The MVR check and drug testing vary by role and will be communicated to the offered candidate during the onboarding process and as applicable.
#J-18808-Ljbffr