Uber
Operations Lead, US&C Financial Services - Lending & Credit
Uber, San Francisco, California, United States, 94199
3 days ago Be among the first 25 applicants
This is a hybrid role and you must be located in, or willing to relocate, to San Francisco, New York, Chicago or Seattle for the position.
Uber's Global Commerce teams build and manage world class commerce and financial products that support the hyper growth of mobility and delivery across 70+ countries. Our teams focus every day on bringing magical user experiences through innovative technology, facilitating the movement of billions of dollars between our spenders and earners, while executing a world-class risk program that proactively stops fraud in its tracks.
About The Role
In this role, you will balance done" and perfect" as an Operations Lead in the Financial Business Group, focused on our lending and credit products. You will help shape the direction of this exciting opportunity space as we launch and scale access to credit for an underserved segment of users across our marketplace. In this role, you will define and operationalize our lending program strategy, set internal and external financial targets, monitor portfolio performance and work cross functionally with our product, engineering, design, legal, marketing, business ops and finance stakeholders to ensure the success of this product.
An ideal candidate has significant experience in lending and credit strategies, understands the current and evolving technology landscape (across banking or fintech) with subject matter expertize across underwriting models, lending compliance and risk management.
What You'll Do
Operationalize and scale our suite of lending products - you will set and execute the strategy (including the development of business cases) to grow lending & credit products at Uber across our US & Canada markets Deeply understand the lending and credit markets including competition, industry players and technical concepts, with the ability to also conduct ongoing market and competitor research. Own the P&L and use your experience and business acumen to support the core business towards its growth ambitions. You'll deeply understand tactical and strategic levers to grow the business to establish financial targets that incorporate both short and long term goals. You understand lending jargon - from predictive credit models, underwriting and servicing best practices, risk strategies, you will make decisions that optimize lending risk and growth trade offs across the portfolio Work closely with other external industry partners (e.g. banks, fintechs etc.), and internal cross-functional teams including our data science teams, legal and compliance, risk & fraud, finance, accounting etc. to ensure we maximize portfolio success in service to our earners and merchants across Uber's marketplace.
Basic Qualifications
Bachelor's degree 7+ years of experience in banking, fintech directly related to lending and credit products or consulting / strategy experience support similar initiatives directly related to scaling lending and credit products at a company with Uber's scale Domain expertise in lending & credit - this involves operating, managing the P&L or owning a portfolio of lending & credit products at scale, along with knowledge of lending / credit capabilities at competitors, fintechs and / or traditional banks
Preferred Qualifications
Motivated self-starter that can work independently in a fast-paced and ambiguous environment. Proven track record of implementing credit risk strategies (credit policies, underwriting criteria relevant to our marketplace), and portfolio management practices) that led to tangible business outcomes Excellent analytical and structured thinker - you connect the dots between data, can understand the big picture and gut check every number you see Exceptional storytelling abilities. A strong communicator with an ability to craft a story out of very few as well as billions of data points An ability to synthesize information quickly, distill key takeaways, and weave insights into a compelling story that clarifies and inspires An ability to influence and lead by building deep relationships across our broad organization, foster a collaborative work environment, and understand problems from diverse perspectives. Humility and empathy are critical to success in this role High standards and a bias toward action. You find context and information you need through relationships across the organization, you push for clarity and delivery, and you hold a high bar from your contributions and those of the people you work with Grit and perseverance. You're passionate about a challenge and push yourself to persevere while staying organized and on top of various tasks that come your way SQL & Excel / data management skills
For Chicago, IL-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For New York, NY-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For Seattle, WA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. You will also be eligible for various benefits. More details can be found at the following link https://www.uber.com/careers/benefits., For Chicago, IL-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For New York, NY-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For Seattle, WA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. You will also be eligible for various benefits. More details can be found at the following link https://www.uber.com/careers/benefits. Seniority level
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Uber's Global Commerce teams build and manage world class commerce and financial products that support the hyper growth of mobility and delivery across 70+ countries. Our teams focus every day on bringing magical user experiences through innovative technology, facilitating the movement of billions of dollars between our spenders and earners, while executing a world-class risk program that proactively stops fraud in its tracks.
About The Role
In this role, you will balance done" and perfect" as an Operations Lead in the Financial Business Group, focused on our lending and credit products. You will help shape the direction of this exciting opportunity space as we launch and scale access to credit for an underserved segment of users across our marketplace. In this role, you will define and operationalize our lending program strategy, set internal and external financial targets, monitor portfolio performance and work cross functionally with our product, engineering, design, legal, marketing, business ops and finance stakeholders to ensure the success of this product.
An ideal candidate has significant experience in lending and credit strategies, understands the current and evolving technology landscape (across banking or fintech) with subject matter expertize across underwriting models, lending compliance and risk management.
What You'll Do
Operationalize and scale our suite of lending products - you will set and execute the strategy (including the development of business cases) to grow lending & credit products at Uber across our US & Canada markets Deeply understand the lending and credit markets including competition, industry players and technical concepts, with the ability to also conduct ongoing market and competitor research. Own the P&L and use your experience and business acumen to support the core business towards its growth ambitions. You'll deeply understand tactical and strategic levers to grow the business to establish financial targets that incorporate both short and long term goals. You understand lending jargon - from predictive credit models, underwriting and servicing best practices, risk strategies, you will make decisions that optimize lending risk and growth trade offs across the portfolio Work closely with other external industry partners (e.g. banks, fintechs etc.), and internal cross-functional teams including our data science teams, legal and compliance, risk & fraud, finance, accounting etc. to ensure we maximize portfolio success in service to our earners and merchants across Uber's marketplace.
Basic Qualifications
Bachelor's degree 7+ years of experience in banking, fintech directly related to lending and credit products or consulting / strategy experience support similar initiatives directly related to scaling lending and credit products at a company with Uber's scale Domain expertise in lending & credit - this involves operating, managing the P&L or owning a portfolio of lending & credit products at scale, along with knowledge of lending / credit capabilities at competitors, fintechs and / or traditional banks
Preferred Qualifications
Motivated self-starter that can work independently in a fast-paced and ambiguous environment. Proven track record of implementing credit risk strategies (credit policies, underwriting criteria relevant to our marketplace), and portfolio management practices) that led to tangible business outcomes Excellent analytical and structured thinker - you connect the dots between data, can understand the big picture and gut check every number you see Exceptional storytelling abilities. A strong communicator with an ability to craft a story out of very few as well as billions of data points An ability to synthesize information quickly, distill key takeaways, and weave insights into a compelling story that clarifies and inspires An ability to influence and lead by building deep relationships across our broad organization, foster a collaborative work environment, and understand problems from diverse perspectives. Humility and empathy are critical to success in this role High standards and a bias toward action. You find context and information you need through relationships across the organization, you push for clarity and delivery, and you hold a high bar from your contributions and those of the people you work with Grit and perseverance. You're passionate about a challenge and push yourself to persevere while staying organized and on top of various tasks that come your way SQL & Excel / data management skills
For Chicago, IL-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For New York, NY-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For Seattle, WA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. You will also be eligible for various benefits. More details can be found at the following link https://www.uber.com/careers/benefits., For Chicago, IL-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For New York, NY-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$155,000 per year - USD$172,000 per year. For Seattle, WA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,000 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. You will also be eligible for various benefits. More details can be found at the following link https://www.uber.com/careers/benefits. Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Management and Manufacturing Industries Internet Marketplace Platforms Referrals increase your chances of interviewing at Uber by 2x Get notified about new Operations Lead jobs in
San Francisco, CA . Associate, Transactions (NYC or San Francisco)
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San Francisco, CA $100,000.00-$150,000.00 1 month ago Associate/Senior Associate, Investment (Tech & Consumer, US) (To be based in San Francisco)
San Francisco, CA $120,000.00-$175,000.00 2 weeks ago Associate/Senior Associate, Investment (Healthcare & Life Sciences-Americas)
San Francisco, CA $120,000.00-$195,000.00 2 weeks ago San Francisco, CA $110,000.00-$150,000.00 2 weeks ago Equity Financial Analyst - San Francisco
San Francisco, CA $125,000.00-$200,000.00 2 years ago San Francisco, CA $103,680.00-$144,000.00 2 weeks ago San Francisco, CA $175,000.00-$220,000.00 4 days ago San Francisco, CA $136,800.00-$205,200.00 2 weeks ago San Francisco, CA $175,000.00-$225,000.00 3 days ago Analyst, Technology Investment Banking - San Francisco, CA
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San Francisco, CA $95,000.00-$126,000.00 4 days ago San Francisco, CA $175,000.00-$225,000.00 2 weeks ago San Francisco, CA $50,000.00-$115,000.00 1 month ago San Francisco, CA $95,000.00-$150,000.00 2 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr