Capital City Bank
Commercial Banker - Marietta, GA
Job Category: Comm Banking Requisition Number: COMME003267 Posted: July 22, 2025 Full-Time On-site Marietta, GA 30060, USA Job Details
Description
Commercial Banker - Capital City Bank - More than your bank. Your banker. Hours: Monday - Friday 40 Hours General Summary:
Makes and services a wide variety of secured and unsecured commercial loans, most of which involve large amounts of money and high-end clients. Sells and services existing and prospective commercial client relationships. Handles the personal banking needs for business clients as required. Calls on potential or existing customers to develop new business and increase or retain existing business. All associates at Capital City Bank, Capital City Investments, Capital City Trust Company, Capital City Strategic Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion at all times. In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required. Principal Duties and Responsibilities: Interviews applicants to develop information concerning their business needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk. Analyzes credit application to determine credit worthiness by examining credit reports, verifying pay and determining debt to asset ratio. Makes sound underwriting and loan decisions within established lending limits. Negotiates credit terms, such as costs, loan repayment methods and collateral specifications. Makes recommendations to Credit Committee. Gives financial advice and counsel to clients and prospective clients within the parameters of a banking relationship. Delivers other Bank products by referral to appropriate partners including CCHL Residential Mortgage, Capital City Bank Investments, Capital City Bank Trust, Treasury Management, etc. and adheres to all stated annual goals. Organizes tracking of loan status, and follows current loans to ensure complete compliance with terms. Collects on past due loan payments. Manages one administrative assistant. Conducts annual performance evaluations and makes salary recommendations. Studies industrial, commercial and financial situations relating to new or existing businesses. Employer determines the essential functions of the job. Associated Duties:
Provides additional support to manager and department colleagues. Completes all assigned/required Bank training within established timelines. Knowledge, Skills and Abilities (KSAs) Required:
The following KSAs are usually acquired through college education with specialized commercial/business training course(s) and a minimum of five to seven years related business lending and underwriting experience: Relies on experience and judgment to plan and accomplish goals. A wide degree of creativity and latitude is expected. Excellent communication and sales skills. Background in bank lending policies and procedures. High degree of personal integrity. Ongoing sales and product knowledge training is expected. Education:
Bachelor's degree in business or finance from an accredited college required. Relevant experience in commercial or business banking may substitute for the education requirement. Working Conditions: Office environment. Makes personal business calls to clients and prospects. Some limited travel may be required. After hours and civic involvement will be required. In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity. Capital City Bank associates are our greatest asset. We offer the following benefits: Medical, Dental and Vision Life Insurance 401(k) with Matching Flexible Spending Accounts Tuition Assistance Stock Purchase Discounts on Products and Services EOE/Protected Veterans/Disabled/Drug Free
The above declarations are not intended to be an "all-inclusive" list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job. THIS JOB DESCRIPTION DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT.
This job description does not restrict Capital City Bank, Capital City Investments, Capital City Trust Company, Capital City Strategic Wealth, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.
Job Category: Comm Banking Requisition Number: COMME003267 Posted: July 22, 2025 Full-Time On-site Marietta, GA 30060, USA Job Details
Description
Commercial Banker - Capital City Bank - More than your bank. Your banker. Hours: Monday - Friday 40 Hours General Summary:
Makes and services a wide variety of secured and unsecured commercial loans, most of which involve large amounts of money and high-end clients. Sells and services existing and prospective commercial client relationships. Handles the personal banking needs for business clients as required. Calls on potential or existing customers to develop new business and increase or retain existing business. All associates at Capital City Bank, Capital City Investments, Capital City Trust Company, Capital City Strategic Wealth, and Capital City Home Loans have access to confidential client information and must practice discretion at all times. In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required. Principal Duties and Responsibilities: Interviews applicants to develop information concerning their business needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk. Analyzes credit application to determine credit worthiness by examining credit reports, verifying pay and determining debt to asset ratio. Makes sound underwriting and loan decisions within established lending limits. Negotiates credit terms, such as costs, loan repayment methods and collateral specifications. Makes recommendations to Credit Committee. Gives financial advice and counsel to clients and prospective clients within the parameters of a banking relationship. Delivers other Bank products by referral to appropriate partners including CCHL Residential Mortgage, Capital City Bank Investments, Capital City Bank Trust, Treasury Management, etc. and adheres to all stated annual goals. Organizes tracking of loan status, and follows current loans to ensure complete compliance with terms. Collects on past due loan payments. Manages one administrative assistant. Conducts annual performance evaluations and makes salary recommendations. Studies industrial, commercial and financial situations relating to new or existing businesses. Employer determines the essential functions of the job. Associated Duties:
Provides additional support to manager and department colleagues. Completes all assigned/required Bank training within established timelines. Knowledge, Skills and Abilities (KSAs) Required:
The following KSAs are usually acquired through college education with specialized commercial/business training course(s) and a minimum of five to seven years related business lending and underwriting experience: Relies on experience and judgment to plan and accomplish goals. A wide degree of creativity and latitude is expected. Excellent communication and sales skills. Background in bank lending policies and procedures. High degree of personal integrity. Ongoing sales and product knowledge training is expected. Education:
Bachelor's degree in business or finance from an accredited college required. Relevant experience in commercial or business banking may substitute for the education requirement. Working Conditions: Office environment. Makes personal business calls to clients and prospects. Some limited travel may be required. After hours and civic involvement will be required. In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity. Capital City Bank associates are our greatest asset. We offer the following benefits: Medical, Dental and Vision Life Insurance 401(k) with Matching Flexible Spending Accounts Tuition Assistance Stock Purchase Discounts on Products and Services EOE/Protected Veterans/Disabled/Drug Free
The above declarations are not intended to be an "all-inclusive" list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job. THIS JOB DESCRIPTION DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT.
This job description does not restrict Capital City Bank, Capital City Investments, Capital City Trust Company, Capital City Strategic Wealth, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.