SouthState Bank
Loan Assistant
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Essential functions include preparing commercial loan closing packages according to guidelines established by the bank in a timely and accurate manner, reviewing loan packages for accuracy prior to delivery to the banker, coordinating closings with lenders, attorneys, insurance agents and customers, ordering title searches, UCC searches, appraisals and flood certifications as needed, approving the disbursement of closing funds and issuing loan proceeds checks and wires, reviewing closed and funded loans for document completion, ensuring that loans are booked in a timely and accurate manner, contacting settlement agents, register of deeds and title insurance agencies to obtain post-purchase documentation as necessary, maintaining a tickler system on outstanding insurance policies and any other post-closing documentation, preparing and processing new accounts and fund transfers as related to loans, maintaining customer account records and performing basic service transactions such as address changes and accepting loan payments, providing exceptional client service through offering assistance and responding to questions and requests for information for clients, informing bankers of pertinent information, ensuring the accuracy and uniformity of legal and loan documents, ensuring loans are closed and maintained in accordance with regulatory requirements, as well as bank policies and guidelines, maintaining financial statements/tax return reports, exception reports and insurance reports daily and updating loan officers monthly on any outstanding documents needed, reviewing past due reports, balance summary reports, closed account reports and alerting banker to any material changes or upcoming deadlines, funding and authorizing the release of loan funds based on loan approvals and contractual requirements, assisting bankers in development of cross-selling and other sales activities and opportunities when appropriate, remaining knowledgeable of all state and federal lending and documentation regulations as well as bank policies and guidelines ensuring compliance, and providing support to bankers. Other duties include accepting other duties as assigned. Competencies include client service, general banking knowledge, and general mathematical abilities. Qualifications and education requirements include a high school diploma or equivalent, a minimum of two years of commercial banking support experience or client service experience within a financial institution, experience should include loan review, documentation, client service, and compliance, complete knowledge of all state and federal lending regulations, as well as bank policies and procedures, knowledge of all bank products and services, well-versed in insurance and documentation requirements for all loan products, in-depth understanding of interest and payment calculations, understanding of consumer loan products and regulations, excellent verbal and written communication skills, well-developed client service skills, excellent organizational, time management, and administrative skills, proficiency in the use of basic office equipment with emphasis on typing, calculator, and computer, and proficiency in the use of Microsoft Word, Excel, and Outlook. Training requirements/classes include required annual compliance training and recommended additional training for new employee orientation and supervisory responsibility.
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Essential functions include preparing commercial loan closing packages according to guidelines established by the bank in a timely and accurate manner, reviewing loan packages for accuracy prior to delivery to the banker, coordinating closings with lenders, attorneys, insurance agents and customers, ordering title searches, UCC searches, appraisals and flood certifications as needed, approving the disbursement of closing funds and issuing loan proceeds checks and wires, reviewing closed and funded loans for document completion, ensuring that loans are booked in a timely and accurate manner, contacting settlement agents, register of deeds and title insurance agencies to obtain post-purchase documentation as necessary, maintaining a tickler system on outstanding insurance policies and any other post-closing documentation, preparing and processing new accounts and fund transfers as related to loans, maintaining customer account records and performing basic service transactions such as address changes and accepting loan payments, providing exceptional client service through offering assistance and responding to questions and requests for information for clients, informing bankers of pertinent information, ensuring the accuracy and uniformity of legal and loan documents, ensuring loans are closed and maintained in accordance with regulatory requirements, as well as bank policies and guidelines, maintaining financial statements/tax return reports, exception reports and insurance reports daily and updating loan officers monthly on any outstanding documents needed, reviewing past due reports, balance summary reports, closed account reports and alerting banker to any material changes or upcoming deadlines, funding and authorizing the release of loan funds based on loan approvals and contractual requirements, assisting bankers in development of cross-selling and other sales activities and opportunities when appropriate, remaining knowledgeable of all state and federal lending and documentation regulations as well as bank policies and guidelines ensuring compliance, and providing support to bankers. Other duties include accepting other duties as assigned. Competencies include client service, general banking knowledge, and general mathematical abilities. Qualifications and education requirements include a high school diploma or equivalent, a minimum of two years of commercial banking support experience or client service experience within a financial institution, experience should include loan review, documentation, client service, and compliance, complete knowledge of all state and federal lending regulations, as well as bank policies and procedures, knowledge of all bank products and services, well-versed in insurance and documentation requirements for all loan products, in-depth understanding of interest and payment calculations, understanding of consumer loan products and regulations, excellent verbal and written communication skills, well-developed client service skills, excellent organizational, time management, and administrative skills, proficiency in the use of basic office equipment with emphasis on typing, calculator, and computer, and proficiency in the use of Microsoft Word, Excel, and Outlook. Training requirements/classes include required annual compliance training and recommended additional training for new employee orientation and supervisory responsibility.